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myfirstrover · 17th May 2017, 18:00

I have the chance of taking early retirement , I have 2 options with the pension settlement , do I take the maximum lump sum available and a smaller monthly pay out or a reduced lump sum and a larger monthly pay out ? , part of me thinks take it all as it's better in my pocket than theirs , but a larger monthly pay out gives me long term stability , what to do ?

17th May 2017, 18:00	#1
myfirstrover Posted a thing or two Rover 75 2.0 cdi Join Date: Mar 2011 Location: Newcastle upon Tyne Posts: 1,896 Thanks: 401 Thanked 448 Times in 303 Posts	pension advice please I have the chance of taking early retirement , I have 2 options with the pension settlement , do I take the maximum lump sum available and a smaller monthly pay out or a reduced lump sum and a larger monthly pay out ? , part of me thinks take it all as it's better in my pocket than theirs , but a larger monthly pay out gives me long term stability , what to do ?