Personally I'd always take the money.
I would also consider how long wold it take to pay the lump sum if you take the extra monthly payment?
You'd have to claim your pension for those many years before you start to see any benefit.
Edit :Basically what vacuman said. i really should read all the posts before posting.
Last edited by Daveluck; 17th May 2017 at 21:01..
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