My poor Rover 75 is no more - Page 3

baconbuttyman · 20th March 2012, 20:34

Quote:

Originally Posted by Dansrockin

Balls! I've spoken to the ins co. They are getting someone from claims to call me back but the woman I spoke to took all the details. Any chance I could phone them and say it didn't happen? Lol
As for buying the car back, how does that work? I might be lucky and they could fix it but I seriously doubt it. Just from looking at it, it will need a new wing, bumper, bonnet, lights, radiator, airbags, windscreen, and all the other bits that go along with it. Lots of cash I think!

when did you report it to your ins company, if it was with in an hour or two, then you wouldnt have known you had whip lash, that comes on the next morning, you may feel stiff, sore, always best to get it checked out
even if you told your ins co and they are getting "some one to call you bac" you are not obliged to use their solisitors as they make more money out of that

stocktake · 20th March 2012, 20:40

Dan, if you still have the car make sure it stays that way, more than likely they will want to transport it away to a compound to asses it. Once it has gone it's hard to get back.
Make it clear from the start it is at yours for them to inspect. When they make an offer refuse it and ask for a revised offer armed with the most expensive similar ones for sale and ask for a buy back price to be incorporated in their " more realistic" offer. If all else fails, get the double din out

If it is already in their possession make them in no doubt you have every intention of having the car returned and expect it to be absolutely complete and if not you will hold then responsible.

Good luck...

Dansrockin · 20th March 2012, 21:27

The car was recovered by a rescue service, and the insurance co will arrange for it to be taken to one of their garages for assessment. Obviously as the car isn't drivable, would I still be able to get it from th before the ins co arrange collection? I'm going to go over tomorrow and get a few bits out so I'll try and get the stereo out and fit the old one in its place.

Unclefista · 20th March 2012, 21:37

The car is still yours, it's up to you whether you take cash or cash + car.

carguy143 · 20th March 2012, 22:11

When my car was wrote off an insurance company wanted to pay me and write the car off with the option to buy it back. In the end because I argued so much I got more money AND kept the car at no cost. I think they got sick of me hassling them and reminding them at every turn I was the victim here.

Rik.

AURORA MG · 20th March 2012, 23:09

Quote:

Originally Posted by Dansrockin

Balls! I've spoken to the ins co. They are getting someone from claims to call me back but the woman I spoke to took all the details. Any chance I could phone them and say it didn't happen? Lol
As for buying the car back, how does that work? I might be lucky and they could fix it but I seriously doubt it. Just from looking at it, it will need a new wing, bumper, bonnet, lights, radiator, airbags, windscreen, and all the other bits that go along with it. Lots of cash I think!

This happened to me in November when a woman hit my Freelander, I called the insurance company but then took it to my trusted bodyshop who dealt wit a company called Accident Exchange ( a non fault company) I called my insurance company back & said don't bother, they said OK. The incident happened on a Friday & by Tuesday it was in the bodyshop & I was handed a like for like courtessy car - all very good service!

windrush · 21st March 2012, 08:22

It all sounds a bit complicated to me Dan
but good luck to you in keeping the car
and fighting the insurance co

cejsmith · 21st March 2012, 11:03

Quote:

Originally Posted by blacknwhite

No fault accident, you need to speak to Winn Solicitors in Newcastle before your insurance company. They specialise in no fault accidents. You will not lose your NCB and will not affect your premium. As soon as you speak to your insurance Co. it's on your file and will affect your next premium fault or not your fault. People think because it's not their fault, it will not affect their premium - IT DOES.

Winns will keep everything intact and claim against the other persons insurance without your insurance company being informed.

In case you're worried, it's no fee. They are first solicitors to provide this in UK as Winn was in a crash himself and was ****** off at being penalised through no fault of his own.

http://www.winnsolicitors.com/

You still have to declare the accident to your insurers it's part of the terms and conditions of most policies. If you don't do it now you will have to at renewal.

vitesse-chris · 21st March 2012, 11:26

I used to work in accident claims a few years back, not sure how much it has changed, BUT if the third party admits liability, deal with them direct!

Then if the car is a Total loss (Cat C/D) they pay you for the car, and then you still get to keep it without buying it back! So you can scrap/repair the car as you wish!

Zircon · 21st March 2012, 13:04

Hi Dan,

The main thing is that you are safe and sound, of course.

But I do so sympathise - I have annoyed enough this winter by relatively cosemetic damage caused by selfish parking.

Good luck with the insurance claim.

All the best,

Nicholas/Zircon

20th March 2012, 20:40	#22
stocktake Vis Whiz Rover 75 2.5 auto Saloon Join Date: Jun 2007 Location: LEEDS Posts: 20,602 Thanks: 2,057 Thanked 3,056 Times in 1,621 Posts	Dan, if you still have the car make sure it stays that way, more than likely they will want to transport it away to a compound to asses it. Once it has gone it's hard to get back. Make it clear from the start it is at yours for them to inspect. When they make an offer refuse it and ask for a revised offer armed with the most expensive similar ones for sale and ask for a buy back price to be incorporated in their " more realistic" offer. If all else fails, get the double din out If it is already in their possession make them in no doubt you have every intention of having the car returned and expect it to be absolutely complete and if not you will hold then responsible. Good luck... __________________ Dave... Lost a few stones and a Gall Bladder and part of a bile duct and all of my dignity in the suppository incident

20th March 2012, 21:37	#24
Unclefista Posted a thing or two Rover 75 CDT Join Date: Sep 2011 Location: Bradford Posts: 1,478 Thanks: 1 Thanked 14 Times in 8 Posts	The car is still yours, it's up to you whether you take cash or cash + car. __________________ Love is like a snowmobile, speeding across the frozen tundra. Which suddenly flips, pinning you underneath. At night the ice-weasels come... http://farm6.staticflickr.com/5331/6...77671f80_n.jpg

20th March 2012, 22:11	#25
carguy143 This is my second home MG ZT 190+ Join Date: Jul 2011 Location: Skelmersdale, Lancs Posts: 3,027 Thanks: 163 Thanked 161 Times in 122 Posts	When my car was wrote off an insurance company wanted to pay me and write the car off with the option to buy it back. In the end because I argued so much I got more money AND kept the car at no cost. I think they got sick of me hassling them and reminding them at every turn I was the victim here. Rik. __________________ "You don't park a ZT, you simply allow it to rest until next time." It may not happen very often but if I say something helpful please hit the "thanks" button as it helps other users. Thank you. No. 16 of only 52 Nocturne Blue 75/ZT ever produced. ONLY TEN of these were ZT 190+ http://badges.fuelly.com/images/sig-uk/263467.png

21st March 2012, 08:22	#27
windrush This is my second home December 2004 Rover 75 2ltr CDTi Connoisseur SE HL Tourer Join Date: Nov 2006 Location: Aldershot Posts: 74,464 Thanks: 2,431 Thanked 3,015 Times in 2,347 Posts	It all sounds a bit complicated to me Dan but good luck to you in keeping the car and fighting the insurance co __________________ ][SIGPIC][/SIGPIC] My Pearl Black Beauty Best regards Lilian and Derek Club Member No. 96 / Forum User No. 111 REGISTRATION to the club as a member FREE, FULL MEMBERSHIP is £10 WE WILL REMEMBER THEM

20th March 2012, 21:27	#23
Dansrockin Posted a thing or two MG ZT number 1 of 25 celestial!! Join Date: Feb 2012 Location: Banbury Posts: 1,967 Thanks: 208 Thanked 242 Times in 166 Posts	The car was recovered by a rescue service, and the insurance co will arrange for it to be taken to one of their garages for assessment. Obviously as the car isn't drivable, would I still be able to get it from th before the ins co arrange collection? I'm going to go over tomorrow and get a few bits out so I'll try and get the stereo out and fit the old one in its place.

21st March 2012, 11:26	#29
vitesse-chris Gets stuck in Megane RS F1 R26 Join Date: Oct 2011 Location: Jarrow (North East) Posts: 732 Thanks: 0 Thanked 0 Times in 0 Posts	I used to work in accident claims a few years back, not sure how much it has changed, BUT if the third party admits liability, deal with them direct! Then if the car is a Total loss (Cat C/D) they pay you for the car, and then you still get to keep it without buying it back! So you can scrap/repair the car as you wish!

21st March 2012, 13:04	#30
Zircon Loves to post Rover 75 Saloon Club SE Join Date: Apr 2010 Location: Guildford Posts: 418 Thanks: 371 Thanked 251 Times in 92 Posts	Hi Dan, The main thing is that you are safe and sound, of course. But I do so sympathise - I have annoyed enough this winter by relatively cosemetic damage caused by selfish parking. Good luck with the insurance claim. All the best, Nicholas/Zircon