Cheap Car Insurance. Not so simples!!

yt51 · 19th August 2010, 19:32

Hi

Blimey! A shocker!Last years premium £329 this years £549!! No claims an an extra years NCB! 1st Central have been wacked by last years bad winter apparently and now using different underwriters!!

Anyone else experiencing such huge rises and has anyone any suggestions apart from the obvious comparison sites!

Does a company offer any special rates for club members here?

I cant sleep!

Cheers guys!

All a be better when I get me door finishers!

Cheers guys

lady zed · 19th August 2010, 19:37

I'm with 1st central after a ridiculous renewal figue fom kwik fit. I'm only £270 ish with 1st central and kwik fit wanted over £500. I think they all put the prices up hoping you're the type who'll just renew.

derekosb · 19th August 2010, 19:43

I'm with Tesco and insured for full business use of around 20,000 miles a year for just over the £300 mark (46 with protected NCB in Glasgow).

Derek

HarryM1BYT · 19th August 2010, 19:50

Quote:

Originally Posted by yt51

Hi

Does a company offer any special rates for club members here?

Adrian Flux do. Almost any insurer will be able to offer you a better rate than the one you are with, to get the new business. AF managed to beat all the quotes I got by a sustantial margin and with better cover - give them a go, use their on-line quote form.

Joseph · 19th August 2010, 20:10

After 4 months with my current insurer, looking for another quote, cheapest was with who I am now but it was still £1,000 more than I paid.

I've been told we should blame this on the current economy... But I think £3,400 is too much to pay no matter what the economy is like!

Hope you get a great deal.

Joseph.

yt51 · 19th August 2010, 20:22

Cheers guys n girls

Wierdly enough KwikFit comming out as 1 of my top 3! Awaiting email / callback from Adrian Flux.

Paul

chrissyboy · 19th August 2010, 20:26

wow thats alot ,my son has his with tesco ,his is on a newish focus cant think of the model but it is the sport one ,the really fast ****** ..he pays £1200 fully comp,it all depends on the crime rate in areas of the insured .. every time mine is due i always laugh at it and ask them the real quote ,if i aint happy tell them ill go and insure with someone else ,they always drop it by a big amount .never had dear insurance before ,paying £239 with saga at the moment fully comp with all the bells

yt51 · 19th August 2010, 20:30

Ouch! Tesco over £500!

car13 · 19th August 2010, 20:30

400 for ZTT with declared 30K business use swift cover.

Peter Best Insurance however do classic policy no no claims is needed
free glass, free agreed value (wifes ZR is 05 agreed £4500) free recovery uk & europe only £230 but limited to 10K

However the biggest problem is the fact that cars will be writted off for minor panel damage.

Pals BRM cracked number plate and orange grill cover beyond econ repair, 05 ZS with split front bumper beyound econ repair. ZTT 05 head light & front bumper damage beyond econ repair. Hence all MG rovers are loaded.

It was cheaper to ensure a fully load Focus St170 new than my 3 year old
MGZS 180 reason Ford still in production.

It is well worth getting agreed value insurance, or be prepared to by back your car from the insurers.

The flip side is you can by very clean cars as cat d for little or no money
Mk2 V8 3000 cracked sump
Mk2 ZTT 05 fsh 60K 2K
Mk2 ZR 05 30K scrapped wing and door £1400
BRM with broken bumper £300

Makes for some very cheap motoring if you dont mind replacing panels
with used ones as xpart no longer have them.

bse1966 · 19th August 2010, 20:38

adrian flux good policy with key cover so they will replace any keys & locks that where on the key ring with the tag on if you lose them

19th August 2010, 19:32	#1
yt51 Newbie Rover 75 Join Date: May 2008 Location: Aylesbury Posts: 13 Thanks: 0 Thanked 0 Times in 0 Posts	Cheap Car Insurance. Not so simples!! Hi Blimey! A shocker!Last years premium £329 this years £549!! No claims an an extra years NCB! 1st Central have been wacked by last years bad winter apparently and now using different underwriters!! Anyone else experiencing such huge rises and has anyone any suggestions apart from the obvious comparison sites! Does a company offer any special rates for club members here? I cant sleep! Cheers guys! All a be better when I get me door finishers! Cheers guys

19th August 2010, 19:37	#2
lady zed This is my second home Rover 75 Saloon Join Date: Nov 2006 Location: On the edge Posts: 6,659 Thanks: 1,354 Thanked 1,210 Times in 716 Posts	I'm with 1st central after a ridiculous renewal figue fom kwik fit. I'm only £270 ish with 1st central and kwik fit wanted over £500. I think they all put the prices up hoping you're the type who'll just renew. __________________ it's all about the first person you want to tell good news to

19th August 2010, 19:43	#3
derekosb Occasional interested visitor Kia SOUL EV Join Date: Aug 2008 Location: Glasgow Posts: 4,251 Thanks: 35 Thanked 27 Times in 14 Posts	I'm with Tesco and insured for full business use of around 20,000 miles a year for just over the £300 mark (46 with protected NCB in Glasgow). Derek __________________ Vauxhall Ampera Scottish Members Guestmap here. Just click on your location to add a marker.

19th August 2010, 20:26	#7
chrissyboy This is my second home lovely little ford focus. Join Date: Jul 2009 Location: East Dulwich Posts: 7,877 Thanks: 2 Thanked 82 Times in 68 Posts	wow thats alot ,my son has his with tesco ,his is on a newish focus cant think of the model but it is the sport one ,the really fast ****** ..he pays £1200 fully comp,it all depends on the crime rate in areas of the insured .. every time mine is due i always laugh at it and ask them the real quote ,if i aint happy tell them ill go and insure with someone else ,they always drop it by a big amount .never had dear insurance before ,paying £239 with saga at the moment fully comp with all the bells __________________ [ I'm really confused. -I keep dreaming I'm an insomniac

19th August 2010, 20:30	#9
car13 Avid contributor MGZT road MGZR wifes & MGZS race car Join Date: Jun 2009 Location: westhoughton Posts: 212 Thanks: 0 Thanked 0 Times in 0 Posts	400 for ZTT with declared 30K business use swift cover. Peter Best Insurance however do classic policy no no claims is needed free glass, free agreed value (wifes ZR is 05 agreed £4500) free recovery uk & europe only £230 but limited to 10K However the biggest problem is the fact that cars will be writted off for minor panel damage. Pals BRM cracked number plate and orange grill cover beyond econ repair, 05 ZS with split front bumper beyound econ repair. ZTT 05 head light & front bumper damage beyond econ repair. Hence all MG rovers are loaded. It was cheaper to ensure a fully load Focus St170 new than my 3 year old MGZS 180 reason Ford still in production. It is well worth getting agreed value insurance, or be prepared to by back your car from the insurers. The flip side is you can by very clean cars as cat d for little or no money Mk2 V8 3000 cracked sump Mk2 ZTT 05 fsh 60K 2K Mk2 ZR 05 30K scrapped wing and door £1400 BRM with broken bumper £300 Makes for some very cheap motoring if you dont mind replacing panels with used ones as xpart no longer have them. __________________ Vulcan Racing - MG & Honda Race Team www.vulcanracing.co.uk

19th August 2010, 20:10	#5
Joseph Gets stuck in Rover 75 Club Saloon Manual CDT Join Date: Mar 2010 Location: Southampton Posts: 559 Thanks: 0 Thanked 1 Time in 1 Post	After 4 months with my current insurer, looking for another quote, cheapest was with who I am now but it was still £1,000 more than I paid. I've been told we should blame this on the current economy... But I think £3,400 is too much to pay no matter what the economy is like! Hope you get a great deal. Joseph.

19th August 2010, 20:22	#6
yt51 Newbie Rover 75 Join Date: May 2008 Location: Aylesbury Posts: 13 Thanks: 0 Thanked 0 Times in 0 Posts	Cheers guys n girls Wierdly enough KwikFit comming out as 1 of my top 3! Awaiting email / callback from Adrian Flux. Paul

19th August 2010, 20:38	#10
bse1966 Loves to post Rover 75 2.0 ltr Diesel Tourer Silver Join Date: Oct 2009 Location: Ashington Northumberland Posts: 384 Thanks: 19 Thanked 9 Times in 8 Posts	adrian flux good policy with key cover so they will replace any keys & locks that where on the key ring with the tag on if you lose them __________________ [SIGPIC][/SIGPIC] This vehicle was the 10,545th 75 Tourer to run off the production line, out of 27,407 This vehicle was the 609th 75 Tourer CDT Connoisseur SE to be made out of 1,465 This vehicle was the 3,415th 75 Tourer in Zircon Silver Metallic (code: MUM) to be made out of 3,958 Zircon Silver Metallic 75 Tourers