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Old 22nd May 2017, 20:31   #1
Fusilier
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MG ZT T 180,MGF Freestyle, Jaguar XKR Convertible and XF

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Just renewed my insurance on Gruple with PBIS and it has cost me £140 for the year, and that includes breakdown and legal cover, so quite happy with that for the year, and it is only an increase of £5.70 from last year

Stu
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Old 22nd May 2017, 22:56   #2
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Get this: I bought a 1.2 Dacia Sandero last month for my son to use when he's old enough. I bought the 1.2 because it's only group 2 insurance, yet they still wanted £50 extra to swap from my 75! Today, after fixing the non-start issue, I swapped the insurance back over and got a £15 refund, so... obviously the 75 must be group 1!
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Old 23rd May 2017, 04:56   #3
HarryM1BYT
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75 Contemporary SE Mk II 2004 Man. Sal. CDTi 135ps, FBH on red diesel, WinCE6 DD

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Originally Posted by Fusilier View Post
Just renewed my insurance on Gruple with PBIS and it has cost me £140 for the year, and that includes breakdown and legal cover, so quite happy with that for the year, and it is only an increase of £5.70 from last year

Stu
Who/ what is Gruple?

Peter Best?

Is that on a Classic Policy?

What are the restrictions and negatives of doing that please?
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How To's and items I offer for free, or just to cover the cost of my expenses...

http://www.the75andztclub.co.uk/foru...40#post1764540

Fix a poor handbrake; DIY ABS diagnostic unit; Loan of the spanner needed to change the CDT belts; free OBD diagnostics +MAF; Correct Bosch MAF cheap; DVB-T install in an ex-hi-line system; DD install with a HK amp; FBH servicing.

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Old 23rd May 2017, 05:46   #4
ricardo65
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Stu got both my zts insured with peter best very pleased with what I pay same cover as you also agreed value as well as ive said I'm very pleased
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Old 23rd May 2017, 15:46   #5
Fusilier
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Quote:
Originally Posted by HarryM1BYT View Post
Who/ what is Gruple?

Peter Best?

Is that on a Classic Policy?

What are the restrictions and negatives of doing that please?
Harry

Gruple is my ZTT





Yes with Peter Best

Restrictions are 3000 miles per year, but No claims bonus, but agreed value

Stu
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Old 23rd May 2017, 16:43   #6
HarryM1BYT
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Quote:
Originally Posted by Fusilier View Post
Harry

Gruple is my ZTT

Yes with Peter Best

Restrictions are 3000 miles per year, but No claims bonus, but agreed value

Stu
Thanks, but could you expand on the 'but No claims bonus' please?

I am, always have had the maximum no claims bonus, never had a claim in my driving career. What difference is their with PB?
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Harry

How To's and items I offer for free, or just to cover the cost of my expenses...

http://www.the75andztclub.co.uk/foru...40#post1764540

Fix a poor handbrake; DIY ABS diagnostic unit; Loan of the spanner needed to change the CDT belts; free OBD diagnostics +MAF; Correct Bosch MAF cheap; DVB-T install in an ex-hi-line system; DD install with a HK amp; FBH servicing.

I've taken a vow of poverty. To annoy me, send money.
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Old 23rd May 2017, 17:23   #7
Fusilier
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Quote:
Originally Posted by HarryM1BYT View Post
Thanks, but could you expand on the 'but No claims bonus' please?

I am, always have had the maximum no claims bonus, never had a claim in my driving career. What difference is their with PB?
Harry

What is meant is that you do not earn any No claims bonus on classic car policies. I have been with Peter Best Insurance Services for around 10 year with my MGs, and you do not build up a no claims bonus

and if my MGF or ZTs are damaged and written off, then they would pay the agreed value which I have with them, not what the insurance would value it at the time,

Hope that helps

Stu
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Old 23rd May 2017, 17:27   #8
HarryM1BYT
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75 Contemporary SE Mk II 2004 Man. Sal. CDTi 135ps, FBH on red diesel, WinCE6 DD

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Quote:
Originally Posted by Fusilier View Post
Harry

What is meant is that you do not earn any No claims bonus on classic car policies. I have been with Peter Best Insurance Services for around 10 year with my MGs, and you do not build up a no claims bonus

and if my MGF or ZTs are damaged and written off, then they would pay the agreed value which I have with them, not what the insurance would value it at the time,

Hope that helps

Stu
Thanks, but I am still not clear on the implications...

Would insuring with PB, mean I were tied to them as my insurers, because I could not move taking my no claims with me?

Or would it mean that it simply would not get any cheaper with PB as the years progressed?

Sorry, it is all new to me..
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Harry

How To's and items I offer for free, or just to cover the cost of my expenses...

http://www.the75andztclub.co.uk/foru...40#post1764540

Fix a poor handbrake; DIY ABS diagnostic unit; Loan of the spanner needed to change the CDT belts; free OBD diagnostics +MAF; Correct Bosch MAF cheap; DVB-T install in an ex-hi-line system; DD install with a HK amp; FBH servicing.

I've taken a vow of poverty. To annoy me, send money.
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Old 23rd May 2017, 17:32   #9
Fusilier
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MG ZT T 180,MGF Freestyle, Jaguar XKR Convertible and XF

Join Date: Jan 2008
Location: Newton Aycliffe
Posts: 6,397
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Default

Quote:
Originally Posted by HarryM1BYT View Post
Thanks, but I am still not clear on the implications...

Would insuring with PB, mean I were tied to them as my insurers, because I could not move taking my no claims with me?

Or would it mean that it simply would not get any cheaper with PB as the years progressed?

Sorry, it is all new to me..

Harry

You are only tied to them as long as you want to be, but if you choose to go with them then you will not get any no claims bonus

and it would not get any cheaper year by year

My insurance when up by £5.70 this year compared to last year, so no a great deal

However, what I would class as normal insurance has gone up by around 10% year on year, due to government taxes, so in the long run, much cheaper

Stu
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Old 23rd May 2017, 18:29   #10
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Quote:
Originally Posted by Fusilier View Post
Just renewed my insurance on Gruple with PBIS and it has cost me £140 for the year, and that includes breakdown and legal cover, so quite happy with that for the year, and it is only an increase of £5.70 from last year

Stu
This can't be right. !

Your insurance company is basically paying YOU..To insurance your car. !!
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