No longer a 75 owner - Page 2

Scaramanga · 20th February 2017, 15:51

Quote:

Originally Posted by coolcat

That's a real shame Lee, having had the pleasure of sitting in your car I know that it was/is a beauty

Hope you get back to 75/ZT ownership soon and maybe see you down mine again for another wireless

Cheers Jeff!

Quote:

Originally Posted by g.mc.g

I look forward to seeing your next one Lee.

Please stay around.

All the best

Yep Im staying around.....

Scaramanga · 20th February 2017, 15:54

Quote:

Originally Posted by Dallas

Such sad news, all the best for the future.

I'm sure you will end up buying another one day, I did after selling my two wedgewood blue 75's. I swore I would never buy another, but here I am today with two ZT's.

May I ask... how did the insurance company worm they way out of paying?

Apparently 'social & domestic' etc no longer covers to and from work! Im normally very astute with these things but they had worded it very (how shall I put it....) carefully

The_irish_rover · 20th February 2017, 16:19

Quote:

Originally Posted by Scaramanga

Apparently 'social & domestic' etc no longer covers to and from work! Im normally very astute with these things but they had worded it very (how shall I put it....) carefully

That's bad luck. For what it's worth, it would be worth putting in an appeal (if you haven't already). I'm pretty certain that I've read somewhere that the insurer has to prove that the non-disclosure would make a material difference to the cover - i.e. had they been aware at the time of quote they would have declined cover. The difference between SD&P and SD&P incl commuting from a permanent place of work must be negligible.

Worth a punt as you've nothing to lose.

lady zed · 20th February 2017, 16:25

That brought a lump to my throat. These cars really get you don't they. After I traded in Honey I went home and cried myself to sleep

Scaramanga · 20th February 2017, 17:46

Quote:

Originally Posted by lady zed

That brought a lump to my throat. These cars really get you don't they. After I traded in Honey I went home and cried myself to sleep

If that happens to me I will not be declaring it on here

Blackrose · 20th February 2017, 18:16

On that insurance thing. If the police had stopped you whilst you were driving to work, could they nab you for no insurance?
I would have thought that most people drive their cars to and from work, but not use them for work which is different.
Which company was it so we can all avoid.

Blackrose

Blackrose · 20th February 2017, 18:37

Can of Worms springs to mind on this insurance thing. Just Googled it and it would appear that most Social domestic and Pleasure policies cover you to and from your place of work, but not all, so those of you who are still working best to double check cos if they can wriggle out of paying they will.
One thing I did spot was this:-

"A broker/insurer is under a duty of care to ensure the insurance product
they sell you is suitable for your needs and should issue you with a Statement of Demands and Needs, which covers ALL the relevant points on how the vehicle is to be used etc and you should have been taken through this and given a copy."

I would suggest if they had done this then you may not have taken that policy out, just a thought.

Blackrose

Rooney · 20th February 2017, 18:47

Quote:

Originally Posted by Blackrose

Just Googled it and it would appear that most Social domestic and Pleasure policies cover you to and from your place of work,

I wouldn't rely on google.

It's been quite some time since ''excluding commuting'' appeared.

I blame the comparisson websites - in a bid to make their quotes seem more attractive they stripped policies to bare bones by making everything an additional extra.

Social and domestic - no problem - £x

Social and domestic with commuting £x +£y

Such a shame for scaramanger, but by no means unusual

Sonic ZS · 20th February 2017, 19:35

Sorry to hear about your situation Lee, I'm sure you were an excellent custodian of the Fifth Gear car. Hopefully you'll be back in another 75 in the near future and as others have said, be good if you stayed around on the forum

madeupname · 20th February 2017, 19:57

Only had my 75 for a fortnight now but already luv her to bits

As for insurance . . well without turning this into a saga, my 416 insurer didn't insure me to and from work.
But with the 75 it's one in the eye for Harold as my new insurer lets me drive to and from a permanent place of work.
You got to shop around I'm afraid.

20th February 2017, 16:25	#14
lady zed This is my second home Rover 75 Saloon Join Date: Nov 2006 Location: On the edge Posts: 6,659 Thanks: 1,354 Thanked 1,210 Times in 716 Posts	That brought a lump to my throat. These cars really get you don't they. After I traded in Honey I went home and cried myself to sleep __________________ it's all about the first person you want to tell good news to

20th February 2017, 19:35	#19
Sonic ZS Posted a thing or two 75 Conn CDT Tourer, 75 Conn SE V6, 75 Conn V6, 75 Conn CDTi Tourer, ZS 180 Join Date: Jan 2014 Location: Devon Posts: 1,986 Thanks: 1,287 Thanked 963 Times in 534 Posts	Sorry to hear about your situation Lee, I'm sure you were an excellent custodian of the Fifth Gear car. Hopefully you'll be back in another 75 in the near future and as others have said, be good if you stayed around on the forum __________________

20th February 2017, 18:16	#16
Blackrose Loves to post Rover 75 Saloon Join Date: Apr 2015 Location: Stockton - On - Tees Posts: 367 Thanks: 55 Thanked 119 Times in 88 Posts	On that insurance thing. If the police had stopped you whilst you were driving to work, could they nab you for no insurance? I would have thought that most people drive their cars to and from work, but not use them for work which is different. Which company was it so we can all avoid. Blackrose

20th February 2017, 18:37	#17
Blackrose Loves to post Rover 75 Saloon Join Date: Apr 2015 Location: Stockton - On - Tees Posts: 367 Thanks: 55 Thanked 119 Times in 88 Posts	Can of Worms springs to mind on this insurance thing. Just Googled it and it would appear that most Social domestic and Pleasure policies cover you to and from your place of work, but not all, so those of you who are still working best to double check cos if they can wriggle out of paying they will. One thing I did spot was this:- "A broker/insurer is under a duty of care to ensure the insurance product they sell you is suitable for your needs and should issue you with a Statement of Demands and Needs, which covers ALL the relevant points on how the vehicle is to be used etc and you should have been taken through this and given a copy." I would suggest if they had done this then you may not have taken that policy out, just a thought. Blackrose

20th February 2017, 19:57	#20
madeupname Posted a thing or two Rover 75 Connie Mk2 1.8 (Mo) Join Date: Feb 2017 Location: Sheffield Posts: 1,531 Thanks: 875 Thanked 335 Times in 289 Posts	Only had my 75 for a fortnight now but already luv her to bits As for insurance . . well without turning this into a saga, my 416 insurer didn't insure me to and from work. But with the 75 it's one in the eye for Harold as my new insurer lets me drive to and from a permanent place of work. You got to shop around I'm afraid.