Breakdown Cover?
 

Do you have it? It's been included in our Comprehensive insurance policy (Ageas), for the past few years, however I've just had my renewal notice and this time it's offered as an 'extra' at £70. ( R.A.C.).
I paid £285 last year,Comp (incl b/down cover.) This year it's just under £235 (excl b/down cover.)
Looking on-line I can get cover for around £34 with a company I've never heard of before, offering similar cover to the previous Companies ( R.A.C./ Green Flag etc) but about half the price...:shrug:...
I've never needed to make a claim in the past, but it would be 'S**s Law', that I would have a problem next month travelling down to Devon, if I decided not to have it.:mad:

I do the same as Heddy though, when I broke down on the M25 at 3pm I got home at 3 am next morning, the RAC relayed me to several service stations and almost all sub contractors..currently paying £15 a month for both cars.

Most of these firms will always put it up each year come renewal time. However, most of these firms will LOWER it when you call them and speak to them about it. That's always been the case in my experience whether it be breakdown cover or car/home insurance. It's the same story each time. Annoying but needs some if you want to save some money.

Almost with out exception these companies are only good as the day you need them and the service they provide to you on that day. No one is better than other buy cheapest for most cover.

I've used AutoAid for years and had good experiences when calling on them three times for car or motorbike. The difference is you pay the firm that 'rescues' you and claim it back from AutoAid.

Hi
I've looked at a Company called Q-DOS One Call.
They have quoted £35.99. for similar cover to exsisting cover with R.A.C. However they don't state whether I need to pay for rescue, then claim it back?
Many thanks for your opinions at this stage.

There are much cheaper and better than the well known ones. I am with Breakdown Assist, which is basically QDOS, but much cheaper. I would not want to go anywhere without cover, especially towing a caravan. I have a voluntary excess of £35 with BA and it has cost me £31.05 for the year.

You can get maybe cheaper, if you are willing to pay the bill, then recover the cost from the company.

There are not many jobs I would not tackle on my car, but far from home, maybe stuck on a motorway and without many tools I would need help and quickly, so I have cover.

As always, read the policies to find what cover is enough cover for your needs.

I did break down last year, my TAZU MC had its piston seal split. Caravan on site 30 miles away, out in the country. I had help within the hour.

Hi Roverseventyfive - I too am with Autoaid and have been for many years.

Just renewed mine (£41) and was pleased to see they have changed their system now and you do not have to pay the breakdown company and claim it back - they pay the company directly so all you need to do is call the breakdown number and they do everything else!

I have Total Super service cover with AutoNational Rescue which gives you a no claims discount each year for no call outs. Paid £66 per year for many years and now covered my other car at a 50% discount. Think the price has gone up to about £75 after premium tax was added but still good value IMHO. Called them out twice in recent years - once for recovery after lost keys and once for engine failure. Well happy with service they turned up both times within 45 mins and got me home with minimal hassle