Car insurance on the fly!
 

The future of car insurance is becoming even more 'Big Brother' with the transition to Computers on wheels BEV's.
Tesla for instance has started their own car insurance company for their cars & every metric is recorded from the number of times the ABS is activated, Average daily time driven & at what specific times of the day/night, The number of times the car detects a forward collision warnings, Unsafe following distant of car in front, Speed variance due to sudden acceleration or breaking. The position of the accelerator pedal & how hard it's pressed.

Tesla will be tracking to determine your safety rating:
This score is going to affect your premium by up to 50% on a monthly basis – meaning that it can increase or lower your insurance cost depending on how you drive.:eek:
There will be no hiding place if you have an accident when they see your bad driving habits & refuse your insurance claim. :eek:



https://electrek.co/2021/06/07/tesla...#disqus_thread

I shall dump the car and get an electric scooter,no tax or insurance needed,and you can ride it like a lunatic on the pavements and roads.

Did Avia have an App that monitored ones driving?

macafee2

Car insurance!-every year they quote me 10% increase on my premium and every year I talk to them and we end up me paying £10.00 extra. Well gives me something to do and means a real person at the other end in a job, Some sense somewhere perhaps?Chris S.

They do Yes & black boxes to monitor young drivers but the data collected from these BEV cars is on a different level altogether.

georges dad your spot on my friend. about time something was done about it. what with bikes on the pavement , no lights or respect for older folks or children getting killed or injured. this is the new druggies transport and nothing will be done about it ... same as the cycles. easier money watching bus lanes eh ? its not a big earner for the govt is it. money first and lives second as usual. .... :mad:

It's not just BEVs that have this, so do new petrol cars, I know I've got one, had it a week tomorrow. So far the info transmitted only goes to the manufacturer, who offer their own insurance, but who knows what the future may bring. The system also downloads software updates automatically and traffic, road, weather conditions etc.

You can switch it off but then you don't get the updates. You are supposed to inform all who drive it so they can make their minds up if they want it on under privacy laws. A separate profile can be created for each driver to log into so if they want to they can decide independently. Personally I'm not bothered and I get the updates which can be useful.

The car has loads of kit, cruise,auto braking, auto lights with auto main and dip, sign recognition etc. Some of it useful all the time, some some of the time and some not at all. But you can switch it on and off.

Worst thing it has, which thankfully in mine can be turned off but in the future cars may have this as a permanently on fixture, is SPEED LIMITER. You set it to the max speed you want to do and then other than in limited circumstances will not let you go over it. In some cars it can be linked to the sign reader so you can never speed, not yet sure about mine. This I understand is European plans shortly for all cars and it will be adopted here too..
Auto brakes work between 19 and 105 mph and radar and camera picks up cars moving or not, pedestrians,cyclists and tight bends. Heads up display goes red car sounds alarm and if you don't react by steering or brakes it puts them on.

If you change lanes or drift towards kerb etc without indicating the steering wheel vibrates, if you do nothing the computer takes over and steers the car back. It also measures the distance you are from the car in front and if your breaking the 2 second rule it tells you on the heads up display..
Most is turned off but some I will use sometimes.

The car has two performance programs, sport and eco. In both its always assessing your driving and tells you, if you want to know, your score. Checked mine yesterday with car in eco mode and gave me 100% after driving around the city, with all aids off except brakes.

Just get a moped or motorcycle take the number plate off and drive it like a complete idiot.
The Police just don’t seem interested or able to do anything about it!