Wraymond has got it exactly. Some companies will offer one years bonus to new customers, but remember after the first year you will still only have that one year NBC. You may also enjoy a NBC based on the time you may have been a named driver on someone else's policy, but not all insurers will treat this the same. Perhaps that will help explain why the percentage you currently enjoy is unimportant. You will still be required to declare how long you have been insured without claim.
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