Had a stone came up and hit my windscreen last year and chiped it
When I phoned up Autoglass, Was told that my car insurance did not cover this
When I renewed my insurance this year, Made sure that I had windscreen cover, unlimited subject to £75 Excess, The cost of a basic windscreen is about 200 quid
Am having Autoglass out tomorrw to repair the chip
as far as I know it will not cost me a penny