Quote:
Originally Posted by Mogodon
My lads Focus ST MOT was due, and spoke to my friendly MOT tester about getting it done now or taking advantage of the extension, (they have never closed and have been open for tests and repairs/servicing throughout).
He recommended getting it done when originally due, not just for safety and peace of mind, but that he'd heard via trade(and don't believe for a minute he'd lie or spread rumours) that some insurance companies, if a car insured with them was involved in a RTC and was "on extension", they were sending inspectors to virtually MOT them and if a fail fault was found, declaring it as unroadworthy and only paying out third-party costs.
True ? I can't guarantee it is, but knowing insurance companies propensity to avoid paying out it wouldn't surprise me if it was.
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My MOT man said similar that you need to tell your insurance if your using the extension . Used a month of mine simply because it needed new tyres and i wanted the wheels refurbished first .
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