Also shop around and do it annually.
When I got my ZT last year I initially got a quote from RAC, as that's who I insured the Mundaneo with. They wanted a grand! Went with Admiral for around £250 with the NCD staying on the Mundaneo.
I've now gone multi-car with Admiral to cover the ZT, Mundaneo and my daughter's Mini - all for considerably less than the stack RAC were wanting for just the ZT.
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Serial Longbridge owner - Rover 213SE, Rover 216GTi, Rover 416 SLi, MG ZS 120+, MG ZT CDTi, MG ZT-T 190. Flies in the ointment - Ford Mondeo Mk4 CDTi Zetec, MINI Cooper 1.6
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