The pensions row will emerge soon. As i understand it, state pensions paid today are to fund the retired state pensions paid currently. Not paid now for a future date. Its a benefit ,as are tax credits , thus will stop immediately. Would people want to pay from their wages the pensions for scots each week , and dont foget vise versa. This is only the way it is calculated, and the state owes you not a pot of money , to be redeemed at a later stage , as with private pensions. My goodness , the more you look into this mess the worse it becomes . This is a 50 year project with help from the union , and its sterling , but at least Moldova will be elevated by at least one economical position if scotland does join the E.U ....