Is it just me ?
Is it just me or do others think this is unfair, and just another money making Insurance scam.
If a driver is unfortunate to receive penalty points on their licence they are generally valid for three years (depending on offence) after this they are deemed as expired and not used in the ‘totting up process’ however they remain showing on the licence record for a further year. This is so a court of law can refer to any driving offences within this time (should a person repeatedly offend)
After this year the licence is then deemed as clean
However you still have to declare them to your insurance company for a further year!
So three points are valid for three year, then expire. Can be removed after year four .... but still need to declare to insurance up to five years.
Can anyone enlighten me on this, as in why?
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