Maybe your screen gets some stone damage as long as you have windscreen cover on your insurance.
It does not matter that National don't have any, if they are available the insurance company will have to stump up the extra rather than fit you a cheapo screen.
In a lot of cases when National fit one of the cheap screens and you pay your £100 excess you are actually paying for the screen and the fitting charge and the insurance company pays next to nothing.
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