Your dates are the root. If you took the policy and was on cover on the same date as you paid, you have cancelled mid term. The policy documents with all conditions also have to be in your possession on or immediately after commencement of cover. If they sent them to you via email with attachments, and you had them on the date cover started, they have complied with requirements even if you had not read the conditions. The policyholder has an onus to fully read the details and to contact the insurer if not satisfied.
There are always break clauses and the charges can be for the cover given for a minimum term, not necessarily just for the time the policy was in operation. Indeed, just time on temporary cover is prohibitively expensive. There will also be significant charges for their searches and setting up. You might ask them for a fully itemised breakdown to justify their rates.
#Incidentally, it's probably just a bit unwise to allege sharp practice on a public forum.
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