Quote:
Originally Posted by Darcydog
Very good point about the parts - as soon they are fitted they make not a jot of difference to the value of the car. Sad but true.
Where a well maintained car DOES have more value is in its resale value. So with old cars the only option is agreed value - but that would not really suit me as I use my car every day. It’s economical, reliable and fun to drive.
I only pay about £230 pa fully comp - and that is with a good company- my broker will not deal with those companies with a bad claims paying record. If an independent broker recommends a company - they really don’t want to have to explain to customers why that company is useless when it comes to the crunch point!
There is a reason why these scam companies are the cheapest - it’s because they don’t want to ever pay out even for a perfectly valid claim.
All you get from these scam artists is a bit of paper making it legal for you to drive. Don’t expect them to be helpful, responsive or behave ethically if you need to claim.
|
You are right there Clive, it’s a piece of paper to make it legal to drive. The other thing is if the company pays out in the event of a claim or not. The agreed valuation on my 21 year old 75 is £3000, for £325
