Quote:
Originally Posted by tantallon
Cat C No Thanks .
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A car could be a Cat C simply because something as simple as a dent in a wing, or a bumper being required on an older vehicle.
Many years ago I had a Sierra with a simple rear wing dent just above the wheel arch caused by another driver.
Due to its age the assessor advised that it would be classed as a Cat C write off, but, due to its otherwise excellent condition I could buy it back at scrap value.
So I got the full market, at the time, payout of around £3,000, less around £200 and it was mine again.
A pleasant Saturday afternoon had it pulled out, filled, (very little ) and painted, straight colour, no faffing with metallics.
I ran it for another 8+ years, without any problems and by then it was getting very tired, so sold the engine, they were sought after for kit cars etc, sold a few other bits and bobs then scrapped the remainder for a total of around £450 +.
So a Cat C can be a bargain, I had no trouble insuring it other than being told that in the event of another claim that due to it being a Cat C there would be a reduction in the payout figure.
By the way, Cat C finished in 2017, the equivalent from then being N or S, so it was presumably damaged pre 2017.