Quote:
Originally Posted by p2roverman
This is rather worrying partly because there is a fair amount in my paypal account but more so as the theft was from his bank account through paypal. First of all I never use the phone for any online banking.
Secondly, on my main computer I do not have the paypal password saved but have to type it in each time (is this the safer or less safe choice?)
Currently having to use a backup computer and each time I log on paypal asks for verification via a phone text to enter.
I'm sure we would all welcome any hints from users as to how to keep our paypal accounts safe.
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I rarely have any funds in my Paypal account - normally limited to refunds. But since I rarely inspect my Paypal I would never know if funds 'went missing'. Having the second bank account with limited funds in it, means that if anything goes missing, I spot it quite quickly, however the bank are quick to let you know if you go overdrawn, therefore drawing your attention to it.
As for not having online banking on the phone, the banks etc actively encourage the use of online banking (it saves them employing branch staff unfortunately though), they are responsible for the security of the app/online banking system. You have to make reasonable attempts to keep the device secure of course, but the apps are generally secure, and crucially, if you lose your phone, and funds are accessed by the app on that device, it then becomes the responsibility of the bank (because their security was compromised, providing you didnt leave the pass number/word attached lol).