Quote:
Originally Posted by Dashnine
Because your driving profile now means you are driving in situations where people crash into you - therefore you are increased risk compared to before when the insurance company didn't know that. As there is now a chance you will place yourself in this situation again, you have a higher premium..
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The accident happened on a road I travel every day,2 minutes from my house.There is a chance that any us could be involved in an accident on every journey we undertake.I still do not understand why it adds to my premium when another driver makes a poor decision.I asked the same question of the lady dealing with the renewal and she couldn't answer me apart from "that's the way it is".