A better idea. Put £250 a year in a savings a/c (even at 1% interest). The average history is one claim per 10 years. If you are a bit sharp you can get £100 when you open a new account. Just ask.
Then cultivate a knowledge of local traders, or even just one -they all know each other. I knew several when I lived in Saltash, even did their pensions!
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member no. 235
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