[Avulon]

I've had success with Domestic & General. No problem getting someone out within 48 hrs. Have boiler covered and washing machine. Their annual fee is less than a call out. No excess, when called out, they either repair or iof they can't will replace with new. (haven't needed to test the replacement clause yet). Until we actually needed repairs we never bothered. On breakdown phoned them up, take out a years policy and they came and fixed it. Covered for the following 12 month as well. Can't really fault it. Both the boiler and washing machine are far from new so have kept the cover up for a following year. Yes we could save for replacement or against getting a local trader in to repair when things go wrong (just what our previous plan of action was). But it's often difficult getting a local trader at that short notice, and they aren't always up to snuff when you can, and they don't have the backup of the replacement guarantee. When you do get someone via D&G they'll be reasonably local anyway and with full backup. Both times we've had them out they've been very competent. In short you get access to the best local tradesmen without a long wait and with no added costs and a backup guarantee of replacement thrown in.