Quote:
Originally Posted by hog-man80
My Rover got hit today, by another car, whilst parked. The other driver owned up, but has not supplied all his details as yet.
I asked a local body shop for a ball park price to repair.
He said about £1400, but my worry is if I go through the insurance, will I lose the car, through it not being economical to repair.
I got the impression from the other driver, that he would rather settle, without involving an insurance company.
My car is too good to let go, as it has just been mot'ed, and was in very good condition.
On ebay, similar cars are trending around £1500.
Any advice please?
Paul.
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It all depends on level of NCB and T&C's. Some companies allow the first fault knock without it financially impinging. My insurance policy allows the first knock and each knock after that a percentage will be deducted from the NCB.
Ask the chappie if he is willing to go £1.4k or whatever. Even though the knock is a "no fault" claim - if you made one, it is well known that insurance companies take your fault/no-fault record into account when setting a policy and quote.
Kev