Ours is very low less than £200 per year and the cover is fabulous . Never claimed obviously .
Anyway my Nissan Micra 06 spare car we keep just incase . cost £420 fully comp for the both of us how does that work !
I insured it for the year rover off road for a month for a series of preventive maintenance jobs but Micra will do for the winter as a hack .
Look at this rover 75 connoisseur cdt in morfa bychan
On Google images how does that look
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Changed everything that needs changing and everything that didn't .
It's called preventive maintenance.
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