in 2017 "Emily" became homeless. My wife and I became guarantors
when she found temporary rented accommodation and we paid the deposit.
Emily did not have any security and the landlord could have evicted her "when ever they wanted". The place was not hers to do as she wanted.
In 2018 we bought "her" a house, let her keep the deposit from the rented place so she could spend it on decoration. She was to pay enough each month to cover mortgage and about £100 to £150 a month to put aside for repairs. We had electric and gas safety tests done. We have spent £200 having boiler repaired, goodness knows how much on solicitor and stamp duty.
Emily is on minimum wage or there abouts and finds it hard to save any money, some months she saves non.
When her car was written off she borrowed and then bought our spare car. It was sold to her at a loss. That too has now been written off in a second hit and run. She has bought another second had car.
Emily is safe in the knowledge that if she is unable to work for any reason my wife and I will cover the mortgage and not evict her no matter how long she is unable to work
The council now want £900 from us so they will give us a licence to rent to Emily, for £900 I get naughty-word all in the form of a service from them.
Part of me now wants to evict Emily and make her a council burden as it will cost them more money! Worse we could also be taxed on the "income"
We are out of pocket but we have done the right thing to help Emily.
Emily has said she is very happy where she is and is very grateful to us.
I'm still naughty word off by this £900
macafee2