Advice please

Phil · 21st November 2007, 22:29

I have bought something expensive

and need to pay for it hopefully saturday, I am paying for it with cash but will obviously need to withdraw it over the counter in the bank. I haven't done this for years and cannot remember the correct way. Will I have to ring up in advance for £1300 or will that be no problem? How do I withdraw it just by filling in a cheque payable to "cash?" Will I need any photo ID either? My ID is en route to the DVLA.

GreyGhost · 21st November 2007, 22:37

Do you have a debit card on that account. If so just present it at the bank and demand money.
You can make a cheque out to cash, you will need some identification, passport possibly or photo driving licence.

Phil · 21st November 2007, 22:39

Will I need ID for presenting a debit card? I don't have a passport and my driving licence is at the dvla. Am I up poo creak without a paddle?

Cheers.:lol:

GreyGhost · 21st November 2007, 22:41

No your debit card is you. Besides 1300 Sovs isn't a lot of money these days, just the price of a few gallons of petrol.

Phil · 21st November 2007, 22:45

Thanks GG. I will go and withdraw tomorrow. Incidentally what would happen if my card was lost and picked up by someone unsavourey and they tried to do that? What checks are done?

JohnDotCom · 21st November 2007, 22:47

Dependent on Your Bank, some do now ask for Advance warning of Large (over £700) withdrawals.
Crazy, Its your Money and they are meant to be a Bank.
Abbey also ask for additional ID.
My Bank also asks For Full Name, Address, Phone Number, DOB and Employer and other Random things which you would only Know if it is your Account!

Phil · 21st November 2007, 22:48

I'll have to call them then tomorrow.

GreyGhost · 21st November 2007, 22:48

Not sure these days but you do have a PIN. don't disclose it though. They are more likely to ask for further identification like name and address, DOB etc.
Do you have a utilities bill in your name, gas or elctricity, they quite like those as proof of identity.

JohnDotCom · 21st November 2007, 22:51

All these Latest requests are on the Orders of the Government to make sure you are not a Terrorist or Money Laundering. Yea, Right.

Jules · 21st November 2007, 23:35

This has been a bone of contention with me since Chip n Pin came in.
Crazy......... if I go to my bank or any bank for that matter, they don't ask you for your pin even to draw 1000's out.!!!!!!!

But if you want to buy a stamp at the post office using your debit card, your pin will be required. How crazy is that?!!!!!!!!!!!!!!!

21st November 2007, 22:29	#1
Phil This is my second home Rover 75 CDT Connoisseur SE Join Date: Nov 2006 Location: Wales Posts: 12,227 Thanks: 469 Thanked 523 Times in 241 Posts	Advice please I have bought something expensive and need to pay for it hopefully saturday, I am paying for it with cash but will obviously need to withdraw it over the counter in the bank. I haven't done this for years and cannot remember the correct way. Will I have to ring up in advance for £1300 or will that be no problem? How do I withdraw it just by filling in a cheque payable to "cash?" Will I need any photo ID either? My ID is en route to the DVLA. __________________

21st November 2007, 22:39	#3
Phil This is my second home Rover 75 CDT Connoisseur SE Join Date: Nov 2006 Location: Wales Posts: 12,227 Thanks: 469 Thanked 523 Times in 241 Posts	Will I need ID for presenting a debit card? I don't have a passport and my driving licence is at the dvla. Am I up poo creak without a paddle? Cheers.:lol: __________________

21st November 2007, 22:45	#5
Phil This is my second home Rover 75 CDT Connoisseur SE Join Date: Nov 2006 Location: Wales Posts: 12,227 Thanks: 469 Thanked 523 Times in 241 Posts	Thanks GG. I will go and withdraw tomorrow. Incidentally what would happen if my card was lost and picked up by someone unsavourey and they tried to do that? What checks are done? __________________

21st November 2007, 22:48	#7
Phil This is my second home Rover 75 CDT Connoisseur SE Join Date: Nov 2006 Location: Wales Posts: 12,227 Thanks: 469 Thanked 523 Times in 241 Posts	I'll have to call them then tomorrow. __________________

21st November 2007, 23:35	#10
Jules This is my second home ZT 260 SE Twilight and 10 other 75 ZT's :O Join Date: Jan 2007 Location: Conwy NORTH WALES Posts: 11,094 Thanks: 512 Thanked 1,116 Times in 763 Posts	This has been a bone of contention with me since Chip n Pin came in. Crazy......... if I go to my bank or any bank for that matter, they don't ask you for your pin even to draw 1000's out.!!!!!!! But if you want to buy a stamp at the post office using your debit card, your pin will be required. How crazy is that?!!!!!!!!!!!!!!! __________________ [SIGPIC][/SIGPIC] Newbies do now!! 1. Plenum drains..all 3 or 4 year dependent 2. Cooling fan..All speeds functioning 3. Bonnet cable divider block

21st November 2007, 22:37	#2
GreyGhost Banned 180+ Sport Auto Join Date: Oct 2006 Location: Bedford Middle Level Posts: 17,787 Thanks: 0 Thanked 18 Times in 5 Posts	Do you have a debit card on that account. If so just present it at the bank and demand money. You can make a cheque out to cash, you will need some identification, passport possibly or photo driving licence.

21st November 2007, 22:41	#4
GreyGhost Banned 180+ Sport Auto Join Date: Oct 2006 Location: Bedford Middle Level Posts: 17,787 Thanks: 0 Thanked 18 Times in 5 Posts	No your debit card is you. Besides 1300 Sovs isn't a lot of money these days, just the price of a few gallons of petrol.

21st November 2007, 22:47	#6
JohnDotCom * Rover 75 FaceLift Tourer CDTi 170BHP Auto ConnSE 2005 Model Starlight Silver Join Date: Nov 2006 Location: Abergele Posts: 28,735 Thanks: 0 Thanked 6 Times in 5 Posts	Dependent on Your Bank, some do now ask for Advance warning of Large (over £700) withdrawals. Crazy, Its your Money and they are meant to be a Bank. Abbey also ask for additional ID. My Bank also asks For Full Name, Address, Phone Number, DOB and Employer and other Random things which you would only Know if it is your Account!

21st November 2007, 22:51	#9
JohnDotCom * Rover 75 FaceLift Tourer CDTi 170BHP Auto ConnSE 2005 Model Starlight Silver Join Date: Nov 2006 Location: Abergele Posts: 28,735 Thanks: 0 Thanked 6 Times in 5 Posts	All these Latest requests are on the Orders of the Government to make sure you are not a Terrorist or Money Laundering. Yea, Right.