Paypal - is this normal proceedure?

HarryM1BYT · 14th October 2013, 11:14

As some of you may be aware, I'm now taking a £15 deposit on the handbrake compensators I send out, just to ensure I get them returned. So far this deposit scheme has worked very well indeed.

I also use the same account for purchasing various things on Ebay and if there are not enough funds in my account, I have it linked to take the payment directly from my credit card.

As said, the deposit refunds have worked smoothly, up until today that is when there wasn't enough in the account (£9) to pay a £15 refund. I just expected it to claim the difference from my credit card as usual, but instead it was asking for another account to be linked to PayPal, or a fund transfer to be made into my PayPal account. I did the latter, but it involved a lot of extra hassle, with phone calls from my bank to confirm I approved the transaction.

I had thousands of pounds of credit available on the credit card, so why didn't PayPal just claim the extra as usual from my credit card, or at least let me approve it being taken from the CC?

What possible difference is there between making a refund for an amount already paid to me and a purchase from Ebay?

Billy1mate · 14th October 2013, 11:32

Possibly because your credit card may be nearing its expiry.

HarryM1BYT · 14th October 2013, 11:50

Quote:

Originally Posted by Billy1mate

Possibly because your credit card may be nearing its expiry.

Nearing yes - December 2013, but not expired.

TriumphStag · 14th October 2013, 12:01

Because PayPal will be charged a fee by the credit card issuer, which they will not allow for a refund. This is why they try to get you to link a bank account and always put that as your default payment method. They then charge a seller the same fee and make more profit.

14th October 2013, 11:14	#1
HarryM1BYT This is my second home 75 Contemporary SE Mk II 2004 Man. Sal. CDTi 135ps, FBH on red diesel, WinCE6 DD Join Date: May 2010 Location: Leeds Posts: 17,273 Thanks: 2,160 Thanked 2,061 Times in 1,586 Posts	Paypal - is this normal proceedure? As some of you may be aware, I'm now taking a £15 deposit on the handbrake compensators I send out, just to ensure I get them returned. So far this deposit scheme has worked very well indeed. I also use the same account for purchasing various things on Ebay and if there are not enough funds in my account, I have it linked to take the payment directly from my credit card. As said, the deposit refunds have worked smoothly, up until today that is when there wasn't enough in the account (£9) to pay a £15 refund. I just expected it to claim the difference from my credit card as usual, but instead it was asking for another account to be linked to PayPal, or a fund transfer to be made into my PayPal account. I did the latter, but it involved a lot of extra hassle, with phone calls from my bank to confirm I approved the transaction. I had thousands of pounds of credit available on the credit card, so why didn't PayPal just claim the extra as usual from my credit card, or at least let me approve it being taken from the CC? What possible difference is there between making a refund for an amount already paid to me and a purchase from Ebay? __________________ Harry How To's and items I offer for free, or just to cover the cost of my expenses... http://www.the75andztclub.co.uk/foru...40#post1764540 Fix a poor handbrake; DIY ABS diagnostic unit; Loan of the spanner needed to change the CDT belts; free OBD diagnostics +MAF; Correct Bosch MAF cheap; DVB-T install in an ex-hi-line system; DD install with a HK amp; FBH servicing. I've taken a vow of poverty. To annoy me, send money.

14th October 2013, 11:32	#2
Billy1mate Posted a thing or two 120d M Sport Join Date: Feb 2012 Location: Sunny Weymouth Posts: 1,815 Thanks: 153 Thanked 142 Times in 121 Posts	Possibly because your credit card may be nearing its expiry.

14th October 2013, 12:01	#4
TriumphStag Gets stuck in MK1 Connie SE 2.0CDTi Tourer Join Date: Mar 2012 Location: Crawley Posts: 641 Thanks: 39 Thanked 79 Times in 52 Posts	Because PayPal will be charged a fee by the credit card issuer, which they will not allow for a refund. This is why they try to get you to link a bank account and always put that as your default payment method. They then charge a seller the same fee and make more profit.