MG Owners - Something to consider

Robson Rover Repair · 5th July 2011, 15:47

For those MG cars are going to be ten years old this year, any MG ten years or older qualifies for complete classic insurance as ive had several companies point it out to me when getting this years quote in March there.

Now ive noticed many people commenting on their car getting old, and maybe selling on etc, but I did a rough classic quotebased on the current climate with my own insurance company on the ZT for next year, and its only £160 quid with all the benefits of my normal policy, agreed value, 5000 miles per year, covering my modifications also.

Worth bearing in mind, especially for people who are members of the MGCC or the MGOC who are registered with the Motor Sports Association UK (FIA) and is the recognized standard for both autosport and historical owners clubs operating with the united kingdom.

Basically if your owners club (like the 75 and zt club sadly) isnt recognized by the MSAUK then it wont benefit you for classic insurance and so on. Additionally it makes it MUCH easier getting liability insurance for events and meetings.

http://www.msauk.org/site/cms/localG...p?category=469

An interesting link for everyone.

Tatts · 5th July 2011, 16:46

When I had my ZR (54 reg) I had it on a classic policy from when I bought it in 2008 - so it was only 4 years old; got it through Lancaster Classic Insurance.

So, you don't have to wait until the car is 10 before getting a classic policy for it.

Unless what you refer to is something different to what I was using from LCI?

Robson Rover Repair · 5th July 2011, 17:05

Ah, I forgot that in NI we have slightly different insurance requirements than the mainland for ages and such.

What was the cost for the ZR, outta curiousity?

simdel1 · 5th July 2011, 17:14

That's great news for the MG owners. It slightly irks me though because my car went down the same production line at the same time as the ZT, but I can't get sensible insurance for it. The Porsche is costing me half as much to insure!

e668ecp · 5th July 2011, 17:27

£258 for the MG ZT V8 260SE limited to 5000miles. Bargain!!!

Tatts · 5th July 2011, 18:26

Quote:

Originally Posted by Colin_NI

Ah, I forgot that in NI we have slightly different insurance requirements than the mainland for ages and such.

What was the cost for the ZR, outta curiousity?

It was around the £220 mark, hellova lot cheaper than 'mainstream' insurance, with the added bonus my NCD didn't count on the classic policy, so I could use NCD for the ZT

Quote:

Originally Posted by simdel1

That's great news for the MG owners. It slightly irks me though because my car went down the same production line at the same time as the ZT, but I can't get sensible insurance for it. The Porsche is costing me half as much to insure!

Oh yes indeed. Absolutely crazy that one can insure a MG190 on a classic policy, but not a R75 2.5l. Same cars basically - all bar a badge.

alanT · 5th July 2011, 18:47

That's good news, but just a word of caution, some 'classic' policies only cover for social use and that doesn't include driving to and from work - so check the policy carefully if you use your car for commuting on a daily basis.

(just to prove I do make helpful posts)

simdel1 · 6th July 2011, 07:48

Good point Alan!

It doesn't make much difference to the quotes if you make sure commuting is on there. The Porka is insured to commute too (I made sure of it!)

5th July 2011, 15:47	#1
Robson Rover Repair NI/ROI RS ZT-T 190 / 75 Diesel x3 / 6 door limo / 216 Cabby / Rover 25 van Join Date: May 2009 Location: Antrim Posts: 8,104 Thanks: 299 Thanked 1,046 Times in 568 Posts	MG Owners - Something to consider For those MG cars are going to be ten years old this year, any MG ten years or older qualifies for complete classic insurance as ive had several companies point it out to me when getting this years quote in March there. Now ive noticed many people commenting on their car getting old, and maybe selling on etc, but I did a rough classic quotebased on the current climate with my own insurance company on the ZT for next year, and its only £160 quid with all the benefits of my normal policy, agreed value, 5000 miles per year, covering my modifications also. Worth bearing in mind, especially for people who are members of the MGCC or the MGOC who are registered with the Motor Sports Association UK (FIA) and is the recognized standard for both autosport and historical owners clubs operating with the united kingdom. Basically if your owners club (like the 75 and zt club sadly) isnt recognized by the MSAUK then it wont benefit you for classic insurance and so on. Additionally it makes it MUCH easier getting liability insurance for events and meetings. http://www.msauk.org/site/cms/localG...p?category=469 An interesting link for everyone. __________________ Cheers, Colin Robson Rover Repair on Youtube DISCOUNTED MTEC BRAKES FOR ALL MG ROVER'S Braided hoses, more coating and pad options for 2024

5th July 2011, 16:46	#2
Tatts This is my second home MG6 TL Join Date: Nov 2006 Location: Tarn Posts: 5,269 Thanks: 2 Thanked 46 Times in 37 Posts	When I had my ZR (54 reg) I had it on a classic policy from when I bought it in 2008 - so it was only 4 years old; got it through Lancaster Classic Insurance. So, you don't have to wait until the car is 10 before getting a classic policy for it. Unless what you refer to is something different to what I was using from LCI? __________________ http://www.wcgsig.com/115562.gif

5th July 2011, 17:05	#3
Robson Rover Repair NI/ROI RS ZT-T 190 / 75 Diesel x3 / 6 door limo / 216 Cabby / Rover 25 van Join Date: May 2009 Location: Antrim Posts: 8,104 Thanks: 299 Thanked 1,046 Times in 568 Posts	Ah, I forgot that in NI we have slightly different insurance requirements than the mainland for ages and such. What was the cost for the ZR, outta curiousity? __________________ Cheers, Colin Robson Rover Repair on Youtube DISCOUNTED MTEC BRAKES FOR ALL MG ROVER'S Braided hoses, more coating and pad options for 2024

5th July 2011, 17:14	#4
simdel1 Posted a thing or two Rover 75 Connoisseur SE CDTi, Porsche 944 Lux, MGF Join Date: Nov 2009 Location: Stamford Posts: 1,088 Thanks: 4 Thanked 6 Times in 6 Posts	That's great news for the MG owners. It slightly irks me though because my car went down the same production line at the same time as the ZT, but I can't get sensible insurance for it. The Porsche is costing me half as much to insure! __________________ Simon The Simdel1 Fleet: http://img593.imageshack.us/img593/447/sigmgf.png

6th July 2011, 07:48	#8
simdel1 Posted a thing or two Rover 75 Connoisseur SE CDTi, Porsche 944 Lux, MGF Join Date: Nov 2009 Location: Stamford Posts: 1,088 Thanks: 4 Thanked 6 Times in 6 Posts	Good point Alan! It doesn't make much difference to the quotes if you make sure commuting is on there. The Porka is insured to commute too (I made sure of it!) __________________ Simon The Simdel1 Fleet: http://img593.imageshack.us/img593/447/sigmgf.png

5th July 2011, 17:27	#5
e668ecp I really should get out more....... Range Rover Evoque and ZT V8 SE Join Date: Feb 2007 Location: Yorkshire Posts: 2,232 Thanks: 20 Thanked 37 Times in 34 Posts	£258 for the MG ZT V8 260SE limited to 5000miles. Bargain!!!

5th July 2011, 18:47	#7
alanT Banned Rover 75 Join Date: Jul 2010 Location: London Posts: 214 Thanks: 0 Thanked 0 Times in 0 Posts	That's good news, but just a word of caution, some 'classic' policies only cover for social use and that doesn't include driving to and from work - so check the policy carefully if you use your car for commuting on a daily basis. (just to prove I do make helpful posts)