miffed and walking - Page 2

jonathan63 · 8th May 2014, 15:14

Sorry to hear about your illness. Especially because you are self employed. I have just had one of my self employed clients ring me this morning to cancel his Income Protection policy. Took me the better part of a hour to persuade him to keep it going. "£21.99 a month is too much money" was his grumble. Hey ho.

I hope you get better soon mate. I'm 30 years self employed and I know what its like.

..... · 8th May 2014, 15:19

Quote:

Originally Posted by jonathan63

Sorry to hear about your illness. Especially because you are self employed. I have just had one of my self employed clients ring me this morning to cancel his Income Protection policy. Took me the better part of a hour to persuade him to keep it going. "£21.99 a month is too much money" was his grumble. Hey ho.

I hope you get better soon mate. I'm 30 years self employed and I know what its like.

I have income protection.... but it doesn't kick in till I have been unable to work for 30 days.. Seems pointless to claim for 2 days only at the end

lovema75 · 8th May 2014, 16:16

Try not to laugh too much when you see the pictures I'm posting up later this eve!

Brabus · 8th May 2014, 16:18

Really sorry to hear this. Hope you have a speedy recovery.

coolguy · 8th May 2014, 16:25

Best wishes to you. My Mother had her first TIA some 20 years ago, and has only had 2 since. To put this in perspective, she was 77, and is now approaching 97, so you may not have another for many years, but I quite understand your concern. In those days, there was no "treatment" - it was just "hope for the best", so try to look on the bright side, and await getting behind the wheel again.

Rev Jules · 8th May 2014, 16:28

Sorry to hear that fella get well quickly and get behind the wheel again

Julien

jonathan63 · 8th May 2014, 16:34

Quote:

Originally Posted by Flintstone

I have income protection.... but it doesn't kick in till I have been unable to work for 30 days.. Seems pointless to claim for 2 days only at the end

Check the wording of your policy. Some (but only a few) have a waiting period of 30 days but a "back to day 1" clause after that. In other words, wont pay out until you have been signed off sick for 30 days but then back date your claim to your first day off work. Long shot but worth a look. PM me if you get stuck.

..... · 8th May 2014, 17:36

Quote:

Originally Posted by jonathan63

Check the wording of your policy. Some (but only a few) have a waiting period of 30 days but a "back to day 1" clause after that. In other words, wont pay out until you have been signed off sick for 30 days but then back date your claim to your first day off work. Long shot but worth a look. PM me if you get stuck.

I rang the company this morning and checked.

macafee2 · 8th May 2014, 17:42

really hope everything works out ok. do try to relax
macafee2

wraymond · 8th May 2014, 17:51

Sorry to hear of your TIA. The fact that you have had 1 I believe reduces the odds of you having another (presumable because of the treatment involved)! Haven't had one of those but re your insurance premiums: I had a heart attack and notified DVLA. They said provided I didn't drive for one month there were not interested as it did not affect my driving licence. My insurers said the same in effect and it did not affect my premiums. So it might not be as bad you think! Good luck.

8th May 2014, 16:18	#14
Brabus This is my second home 01 75 tourer cdt,1973 Rover 3500S,,1974 Rover 3500 Auto,1998 216 SE Coupe, 1968 Morris Minor 1000 Join Date: Jul 2010 Location: bangor/down Posts: 4,839 Thanks: 62 Thanked 184 Times in 158 Posts	Really sorry to hear this. Hope you have a speedy recovery. __________________ Regards Neale [SIGPIC][/SIGPIC] 121st 75 Tourer to be made 15th 75 Tourer CDT Club SE to be made 36th 75 Tourer in Zircon Silver Metallic to be made Membership No 903 I was one of the 541

8th May 2014, 17:51	#20
wraymond This is my second home 75 Auto 2.5 SE Join Date: Feb 2010 Location: Westcliff on Sea Posts: 5,242 Thanks: 423 Thanked 1,680 Times in 1,014 Posts	Sorry to hear of your TIA. The fact that you have had 1 I believe reduces the odds of you having another (presumable because of the treatment involved)! Haven't had one of those but re your insurance premiums: I had a heart attack and notified DVLA. They said provided I didn't drive for one month there were not interested as it did not affect my driving licence. My insurers said the same in effect and it did not affect my premiums. So it might not be as bad you think! Good luck. __________________ member no. 235

8th May 2014, 15:14	#11
jonathan63 This is my second home CDTi Conniosseur SE HLNav Tourer and a Personal Line CDT Conniosseur SE Tourer..for the time being. Join Date: Jul 2010 Location: Cumbria Posts: 3,639 Thanks: 340 Thanked 423 Times in 294 Posts	Sorry to hear about your illness. Especially because you are self employed. I have just had one of my self employed clients ring me this morning to cancel his Income Protection policy. Took me the better part of a hour to persuade him to keep it going. "£21.99 a month is too much money" was his grumble. Hey ho. I hope you get better soon mate. I'm 30 years self employed and I know what its like.

8th May 2014, 16:16	#13
lovema75 This is my second home 75 Tourer CDT Join Date: Dec 2011 Location: Enfield Posts: 3,925 Thanks: 63 Thanked 431 Times in 237 Posts	Try not to laugh too much when you see the pictures I'm posting up later this eve!

8th May 2014, 16:25	#15
coolguy Coolguy Rover 75 CDT Tourer Auto, Rover 75 2.0 Connoisseur Auto, MG ZT 2.5 Auto and MG ZT Cdti Auto (Monogra Join Date: Nov 2009 Location: Finedon Posts: 1,906 Thanks: 933 Thanked 638 Times in 430 Posts	Best wishes to you. My Mother had her first TIA some 20 years ago, and has only had 2 since. To put this in perspective, she was 77, and is now approaching 97, so you may not have another for many years, but I quite understand your concern. In those days, there was no "treatment" - it was just "hope for the best", so try to look on the bright side, and await getting behind the wheel again.

8th May 2014, 16:28	#16
Rev Jules This is my second home Rover 75 Tourer+ Join Date: Mar 2011 Location: Radcliffe on Trent Posts: 10,719 Thanks: 7,308 Thanked 3,929 Times in 2,051 Posts	Sorry to hear that fella get well quickly and get behind the wheel again Julien

8th May 2014, 17:42	#19
macafee2 This is my second home Rover 75 Saloon & Tourer Join Date: Sep 2012 Location: Lincoln Posts: 15,008 Thanks: 1,630 Thanked 3,032 Times in 2,181 Posts	really hope everything works out ok. do try to relax macafee2