Insurance - who did you use? - Page 2

MSS · 26th June 2022, 10:16

In general the range of prices available on a 75/ZT will be determined more by post-code than anything else. Companies may also uplift their offered premiums because they already have significant risk within an area.

My 75 costs £122 PA and the Omega £98 wheras the XF is over £250 and the Corsa somewhere in the middle.

It's best to use a comparison site or a broker to see how the land lies for any individual, area and car.

GJ53 DGO · 26th June 2022, 14:00

£236 for the ZT V8 (Hastings) 1 years ncb
£108 for the Tomcat Turbo (Performance Direct) 2years ncb
£

for the 1.8Turbo ZT (due next month so will let you know!) 20+years ncb

stevestrat · 26th June 2022, 14:25

Quote:

Originally Posted by Lagetha

Considering that's with 5000 estimated mileage pa,

What I found in the past is having a low mileage limit can actually have an adverse effect on the cost. "Normal" annual mileage premium was less than a low limit.

Rogue · 26th June 2022, 17:18

£167 fully comp with Hastings direct, 10k a year mileage.

Bogbrush82 · 26th June 2022, 21:40

£117 per month on my 75 with Admiral, but I only had 2 years NCB at the time.

£93 per month now on my Honda CR-V with 4 years NCB, still with Admiral.

RobH67 · 27th June 2022, 09:24

I use Cherished Vehicle Insurance Services for my ZT-T who have a scheme through the MG Car Club. They are part of A Plan brokers.

My second year with them, they are flexible and accommodating of circumstances, vehicle modifications and are knowledgeable of the cars. One of the guys there worked at Longbridge, I have spoken to him.

Agreed value is free, you can get breakdown cover, mileages can be quite substantial, you can leave it outside etc, as long as it's not your main car or cars.

My car is, I think, quite nice with a fairly hefty agreed value so I would never insure using a mainstream insurer as values are all over the place and I suspect that it would be written off at the drop of a hat with a high street policy.

I think it cost me about £300. Like many things in life, you tend to get what you pay for (or hope you get, with insurance). I will probably renew again later in the year, but I may just enquire with Lancaster Insurance at renewal time.

slatlec · 27th June 2022, 16:17

Last year £162 with Peter Best, this year £500. comparison site Aviva £245 with a voucher of £20.00 for Lidl Car 1.8T 2003.

YorksMG2013 · 27th June 2022, 16:51

Those are good prices!

daveo138 · 27th June 2022, 17:21

I paid £159 fully comp on the 75 CDTI. I don't technically have any NCB, as I have a company car for daily use, but no accidents, claims or convictions and also a named driver on my other half's 25.

Insured with Saga, but I went through Topcashback Compare and got £40 cashback on top. Happy bunny

Slaya · 27th June 2022, 18:09

I have used Esure for several years for all our cars.

£198 for the ZT V6 160+ with brake mod and air filter declared - 18 years no claims.
I like them as your full no claims bonus gets applied to all of your cars that you insure with them. No idea what they are like when it comes to a claim though...

I do find that getting a quote a few weeks ahead of time affects the price quite a bit (sometimes).

My 21 year old son tried to re-insure his TF a few weeks back and the price had gone up to something like £1400, ~£500 increase (Hastings I think) - so he then quoted a V8 ZT for a bit of fun - £600 (and then went and got one and sold the TF...)

26th June 2022, 10:16	#11
MSS This is my second home Rover 75CDT, Jaguar XF-S 3.0V6, V'xhall Omega V6 Estate, Twintop 1.8VVT, Astra Estate and Corsa 1.2 Join Date: Dec 2007 Location: Suffolk Posts: 7,083 Thanks: 283 Thanked 624 Times in 440 Posts	In general the range of prices available on a 75/ZT will be determined more by post-code than anything else. Companies may also uplift their offered premiums because they already have significant risk within an area. My 75 costs £122 PA and the Omega £98 wheras the XF is over £250 and the Corsa somewhere in the middle. It's best to use a comparison site or a broker to see how the land lies for any individual, area and car. __________________ Member of the Peasant Underdog Class, Grade 1

26th June 2022, 14:00	#12
GJ53 DGO Gets stuck in MG-ZT 260SE Join Date: Apr 2013 Location: Burstwick Posts: 529 Thanks: 535 Thanked 197 Times in 117 Posts	£236 for the ZT V8 (Hastings) 1 years ncb £108 for the Tomcat Turbo (Performance Direct) 2years ncb £ for the 1.8Turbo ZT (due next month so will let you know!) 20+years ncb __________________ This vehicle was the 5,293rd ZT to run off the production line, out of 18,894 This vehicle was the 1st ZT 260 SE to be made out of 384 This vehicle was the 75th ZT in Starlight Silver (code: MBB) to be made out of 2,479 Starlight Silver ZTs (Now in Zircon) Last edited by GJ53 DGO; 26th June 2022 at 14:04..

26th June 2022, 17:18	#14
Rogue I really should get out more....... 75 CDT SE 160 Saloon Join Date: May 2017 Location: Thorpe St Andrew, Norwich Posts: 2,644 Thanks: 1,386 Thanked 1,096 Times in 774 Posts	£167 fully comp with Hastings direct, 10k a year mileage. __________________ Glutton for punishment --- Previously ... 2.6 SD1 x 2, 3.5 SD1, 820S, 820Si x2, 216 Gsi, 220T saloon, 414, 45 1.4 x2 and now a Cowley 75 CDT

26th June 2022, 21:40	#15
Bogbrush82 I really should get out more....... BMW X3 2.0D Join Date: May 2017 Location: Tipton Posts: 2,383 Thanks: 51 Thanked 765 Times in 421 Posts	£117 per month on my 75 with Admiral, but I only had 2 years NCB at the time. £93 per month now on my Honda CR-V with 4 years NCB, still with Admiral. __________________ Current car: BMW x3 2.0d (The one with the M47 engine!) Rolled off the line on December 14th, 2004.

27th June 2022, 16:51	#18
YorksMG2013 Gets stuck in MG ZT 190 SE & MG ZT 260 Join Date: Oct 2013 Location: Leeds Posts: 854 Thanks: 95 Thanked 119 Times in 65 Posts	Those are good prices! __________________ Proud owner of a Pearl Black facelift ZT 190 SE (or should that be the 'Black Pearl'? Just call me Cap'n Jack!) Now joined by the Blue Beast - MG ZT 260 #57 in Trophy Blue

27th June 2022, 09:24	#16
RobH67 Newbie MG ZT-T 180 Join Date: Sep 2020 Location: Gloucester Posts: 25 Thanks: 1 Thanked 11 Times in 7 Posts	I use Cherished Vehicle Insurance Services for my ZT-T who have a scheme through the MG Car Club. They are part of A Plan brokers. My second year with them, they are flexible and accommodating of circumstances, vehicle modifications and are knowledgeable of the cars. One of the guys there worked at Longbridge, I have spoken to him. Agreed value is free, you can get breakdown cover, mileages can be quite substantial, you can leave it outside etc, as long as it's not your main car or cars. My car is, I think, quite nice with a fairly hefty agreed value so I would never insure using a mainstream insurer as values are all over the place and I suspect that it would be written off at the drop of a hat with a high street policy. I think it cost me about £300. Like many things in life, you tend to get what you pay for (or hope you get, with insurance). I will probably renew again later in the year, but I may just enquire with Lancaster Insurance at renewal time.

27th June 2022, 16:17	#17
slatlec Regular poster 75 1.8T Saloon Join Date: Nov 2006 Location: Sheffield Posts: 61 Thanks: 0 Thanked 1 Time in 1 Post	Last year £162 with Peter Best, this year £500. comparison site Aviva £245 with a voucher of £20.00 for Lidl Car 1.8T 2003.

27th June 2022, 17:21	#19
daveo138 Gets stuck in Rover 75 Tourer Join Date: Mar 2022 Location: Chesterfield Posts: 662 Thanks: 206 Thanked 69 Times in 53 Posts	I paid £159 fully comp on the 75 CDTI. I don't technically have any NCB, as I have a company car for daily use, but no accidents, claims or convictions and also a named driver on my other half's 25. Insured with Saga, but I went through Topcashback Compare and got £40 cashback on top. Happy bunny

27th June 2022, 18:09	#20
Slaya Loves to post MG ZT V6 160+, MG TF 135, Focus 1.6 Zetec Join Date: Mar 2010 Location: Coventry Posts: 285 Thanks: 129 Thanked 68 Times in 50 Posts	I have used Esure for several years for all our cars. £198 for the ZT V6 160+ with brake mod and air filter declared - 18 years no claims. I like them as your full no claims bonus gets applied to all of your cars that you insure with them. No idea what they are like when it comes to a claim though... I do find that getting a quote a few weeks ahead of time affects the price quite a bit (sometimes). My 21 year old son tried to re-insure his TF a few weeks back and the price had gone up to something like £1400, ~£500 increase (Hastings I think) - so he then quoted a V8 ZT for a bit of fun - £600 (and then went and got one and sold the TF...) __________________ Car History: 1978 Vauxhall Cavalier 1.9GL Mk1, 1985 Opel Manta Berlinetta Coupe, 1989 Vauxhall Cavalier GSi 2000, 1999 Vauxhall Vectra SRi140 Estate, 2002 MG ZT 2.5 160+, 2005 Ford Focus 1.6 Diesel, 2012 MG6 TSE Magnette, 2002 MG ZT 2.5 160+, 2008 Mini Cooper 1.6, 2003 MG TF 135 and back to the ZT 2.5 160+

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode