Insurance renewal

kc13661 · 27th December 2015, 07:03

Car: Rover 75 2002 ROVER 75 CLASSIC SE CDT (116) 1950CC 4DR AUTO

Got that e mail this morning; "Your Insurance is due for renewal" we can renew for a cost of £369.22 (one off payment) ?? This is a quote for myself and spouse with fully comprehensive and business cover.

"You do not have top do anything, we will renew automatically"

Anyway a quick flick onto a price comparison site and the same details entered returned a quote of £226.72

That is a huge saving, as I pay over the year, this means a reduction in monthly costs from a possible £37.36 to £19.94

The Insurance company quoting the cheaper; "The Co-Operative Insurance"

and that is only doing a basic search whilst having morning coffee ..... Just shows what savings are out there

vincentfishing · 27th December 2015, 07:40

Mines coming in at £257 which is steep,was £196 last year, last yr was 2001 CDT,this year 2004 cdti facelift, I've trawled the net,can't find cheaper,only want social,domestic pleasure,think they all raised there prices_again.

RogerHeinz57 · 27th December 2015, 08:08

Same old thing, it pays to shop around!
My renewal came out to me, did a comparison internet search and got a quote by the same underwriters for almost £70 less. I contacted my current insurance provider who was unable to match it. No customer retention these days, so it would seem! So my premium is £218 this year which is OK I guess!

Gareth.Richards · 27th December 2015, 08:10

I have found fully comp sometimes cheaper than TPF&T! Not sure whats going on with the insurance game!

Ratty · 27th December 2015, 08:47

you may find a better quote if you phone the insurance company direct, Web prices are not always the best.

the AA do a price match as well.

Woof25 · 27th December 2015, 08:48

Quote:

Originally Posted by John H

Same old thing, it pays to shop around!
My renewal came out to me, did a comparison internet search and got a quote by the same underwriters for almost £70 less. I contacted my current insurance provider who was unable to match it. No customer retention these days, so it would seem! So my premium is £218 this year which is OK I guess!

I smile when I hear those those who live in the regions bewailing fact that insurance will cost £200! try living in London where prices go from £400 plus and God help the young driver. But I chose to live here so I guess I will have to hope Adrian Flux offers me another good deal this year.
Happy New Year to all our readers

Heddy · 27th December 2015, 09:00

I usually get the cheapest from the comparison sites. It's a bit of a hassle getting the old company to send your no claims proof though.

Polly · 27th December 2015, 09:52

Quote:

Originally Posted by kc13661

Car: Rover 75 2002 ROVER 75 CLASSIC SE CDT (116) 1950CC 4DR AUTO

Got that e mail this morning; "Your Insurance is due for renewal" we can renew for a cost of £369.22 (one off payment) ?? This is a quote for myself and spouse with fully comprehensive and business cover.

"You do not have top do anything, we will renew automatically"

Anyway a quick flick onto a price comparison site and the same details entered returned a quote of £226.72

That is a huge saving, as I pay over the year, this means a reduction in monthly costs from a possible £37.36 to £19.94

The Insurance company quoting the cheaper; "The Co-Operative Insurance"

and that is only doing a basic search whilst having morning coffee ..... Just shows what savings are out there

Yes, but try telling them about the 160 upgrade, and see if it's still cheapest. The problem with web quotes is they generally offer a one size fits all policy, and any changes costs the earth.

another_clean_sheet · 27th December 2015, 09:56

Quote:

Originally Posted by Gareth.Richards

I have found fully comp sometimes cheaper than TPF&T! Not sure whats going on with the insurance game!

It has been like that for sometime. The statistics show that people who go for TPF&T have more claims than people who go fully comp and their premiums are loaded accordingly.

Groundhog · 27th December 2015, 10:36

Quote:

Originally Posted by kc13661

Car: Rover 75 2002 ROVER 75 CLASSIC SE CDT (116) 1950CC 4DR AUTO

Got that e mail this morning; "Your Insurance is due for renewal" we can renew for a cost of £369.22 (one off payment) ?? This is a quote for myself and spouse with fully comprehensive and business cover.

"You do not have top do anything, we will renew automatically"

Anyway a quick flick onto a price comparison site and the same details entered returned a quote of £226.72

That is a huge saving, as I pay over the year, this means a reduction in monthly costs from a possible £37.36 to £19.94

The Insurance company quoting the cheaper; "The Co-Operative Insurance"

and that is only doing a basic search whilst having morning coffee ..... Just shows what savings are out there

Keith

Try going on the Co op web site direct rather than the comparison site sometimes their quotes come out cheaper. I did and they quoted me £30 less than Compare the market site.

Edit...Oops just noticed Ratty's post.

27th December 2015, 07:03	#1
kc13661 I really should get out more....... Freelander Td4 Join Date: Jan 2013 Location: Gateshead Posts: 2,332 Thanks: 704 Thanked 909 Times in 419 Posts	Insurance renewal Car: Rover 75 2002 ROVER 75 CLASSIC SE CDT (116) 1950CC 4DR AUTO Got that e mail this morning; "Your Insurance is due for renewal" we can renew for a cost of £369.22 (one off payment) ?? This is a quote for myself and spouse with fully comprehensive and business cover. "You do not have top do anything, we will renew automatically" Anyway a quick flick onto a price comparison site and the same details entered returned a quote of £226.72 That is a huge saving, as I pay over the year, this means a reduction in monthly costs from a possible £37.36 to £19.94 The Insurance company quoting the cheaper; "The Co-Operative Insurance" and that is only doing a basic search whilst having morning coffee ..... Just shows what savings are out there __________________ ------------------------------------------------------------------- Growing old is compulsory.... Growing up is Optional

27th December 2015, 08:47	#5
Ratty I really should get out more....... MG ZTT CDTI Honda Jazz 1.4 Auto Join Date: Oct 2012 Location: Cornwall Posts: 2,166 Thanks: 1,341 Thanked 888 Times in 594 Posts	you may find a better quote if you phone the insurance company direct, Web prices are not always the best. the AA do a price match as well. __________________ Membership Number 001426 I'll do it Drekley. Regards Allen.

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27th December 2015, 07:40	#2
vincentfishing Loves to post rover 75cdt diesel saloon Join Date: Mar 2013 Location: Westgate on sea Posts: 441 Thanks: 21 Thanked 83 Times in 64 Posts	Mines coming in at £257 which is steep,was £196 last year, last yr was 2001 CDT,this year 2004 cdti facelift, I've trawled the net,can't find cheaper,only want social,domestic pleasure,think they all raised there prices_again.

27th December 2015, 08:08	#3
RogerHeinz57 I really should get out more....... A Reasonably Priced Car Join Date: Jan 2014 Location: Burton Latimer Posts: 2,530 Thanks: 408 Thanked 1,064 Times in 712 Posts	Same old thing, it pays to shop around! My renewal came out to me, did a comparison internet search and got a quote by the same underwriters for almost £70 less. I contacted my current insurance provider who was unable to match it. No customer retention these days, so it would seem! So my premium is £218 this year which is OK I guess!

27th December 2015, 08:10	#4
Gareth.Richards Loves to post Rover 75 Saloon Join Date: Jun 2013 Location: Oswestry Posts: 399 Thanks: 263 Thanked 93 Times in 84 Posts	I have found fully comp sometimes cheaper than TPF&T! Not sure whats going on with the insurance game!

27th December 2015, 09:00	#7
Heddy This is my second home None Join Date: Feb 2013 Location: None Posts: 5,556 Thanks: 465 Thanked 1,161 Times in 924 Posts	I usually get the cheapest from the comparison sites. It's a bit of a hassle getting the old company to send your no claims proof though.