UK car insurance is a nightmare

Groundhog · 22nd December 2016, 17:55

2015 I was insured with Adrian Flux, then come renewal time they quote me stupid prices.

So 2016 the Co-Op were the best alternative so I used them, now renewal time for 2017 they also quote me an outrageous price.

Yes, guess who comes in the cheapest this year...............

Adrian Flux

Rooney · 22nd December 2016, 18:13

It's ridiculous isn't it?

I argued with our broker at renewal, they wanted huge sums.

Went elsewhere for a year, and like you, got lured back with a quote that was exactly a third of the previous year's renewal.

They're eejits.

myrover2013 · 22nd December 2016, 18:22

just got a quote from Hastings Direct, £170.00 a year.

topman · 22nd December 2016, 18:26

Its because they want your 'risk' one year to help balance the risk, then the next year they don't so offer a much higher price. HTH

Hucklebury · 22nd December 2016, 18:31

Last year my connie cost £185 full comp, this year £162, oh happy days as I am over 80 years young and expected to be held to ransom

Juego · 22nd December 2016, 19:01

Hastings will insure me on my 75 at my flat but won't insure it at my dads house which is in a better area and post code than my flat. My dad has his jeep insured with Hastings lol, figure that one out!? I'm moving back to my dads to save for a mortgage so will be insured at his address.

t5tart · 22nd December 2016, 19:21

just did a quote at hastings £1400 :O on a CDTi

Juego · 22nd December 2016, 19:25

They quoted me £390 on my v6 Connie se, 31 6 years ncb

Yella Fella · 22nd December 2016, 20:01

I hate the insurance industry with a passion, especially car insurance. You prove year on year you are a safe driver ( so you are not a risk), make no claims, your asset (the car) reduces in value each year yet they want MORE money year on year. It doesn't add up. Hate them.

Juego · 22nd December 2016, 20:03

Yup although I'll give my taxi insurance company there due, my insurance for my first year ever having it they were the cheapest by a mile, then renewal they were the cheapest again.

22nd December 2016, 17:55	#1
Groundhog Posted a thing or two Citroen C5 Aircross Join Date: Aug 2014 Location: East Durham Coast Posts: 1,140 Thanks: 161 Thanked 622 Times in 301 Posts	UK car insurance is a nightmare 2015 I was insured with Adrian Flux, then come renewal time they quote me stupid prices. So 2016 the Co-Op were the best alternative so I used them, now renewal time for 2017 they also quote me an outrageous price. Yes, guess who comes in the cheapest this year............... Adrian Flux

22nd December 2016, 18:22	#3
myrover2013 Posted a thing or two ROVER 75 CONNOISSEUR SE in copper leaf red Join Date: Feb 2013 Location: NORWICH Posts: 1,527 Thanks: 510 Thanked 134 Times in 111 Posts	just got a quote from Hastings Direct, £170.00 a year. __________________ http://i196.photobucket.com/albums/a...h.jpg~original

22nd December 2016, 18:26	#4
topman This is my second home MG ZT-T 190 Join Date: Jun 2009 Location: Lincolnshire Posts: 5,493 Thanks: 372 Thanked 647 Times in 534 Posts	Its because they want your 'risk' one year to help balance the risk, then the next year they don't so offer a much higher price. HTH __________________ Like being creative? http://www.qwghlm.co.uk/toys/dailymail/

22nd December 2016, 18:31	#5
Hucklebury Newbie Rover 75 Saloon Join Date: Dec 2015 Location: Battle Posts: 26 Thanks: 1 Thanked 0 Times in 0 Posts	Insurance Last year my connie cost £185 full comp, this year £162, oh happy days as I am over 80 years young and expected to be held to ransom

22nd December 2016, 19:21	#7
t5tart Posted a thing or two MG ZT cdti Join Date: Jun 2010 Location: Northants / Bucks border Posts: 1,815 Thanks: 260 Thanked 204 Times in 182 Posts	just did a quote at hastings £1400 :O on a CDTi __________________ now with ZT Diesel power after killing the connie and the zt180 combusting see my scrapbook thread check your sunroof drains and plenum drains http://www.buddy-icons.info/img/smile/1609.gif members who do t4 diagnostics map

22nd December 2016, 18:13	#2
Rooney Suspended MG ZT 135+ Rover 75 CDTi Tourer, 75 2.5 V6 Saloon Join Date: Oct 2014 Location: County Antrim Posts: 2,027 Thanks: 835 Thanked 882 Times in 557 Posts	It's ridiculous isn't it? I argued with our broker at renewal, they wanted huge sums. Went elsewhere for a year, and like you, got lured back with a quote that was exactly a third of the previous year's renewal. They're eejits.

22nd December 2016, 19:01	#6
Juego Gets stuck in Skoda Superb Join Date: Oct 2011 Location: Hamilton Posts: 691 Thanks: 212 Thanked 96 Times in 85 Posts	Hastings will insure me on my 75 at my flat but won't insure it at my dads house which is in a better area and post code than my flat. My dad has his jeep insured with Hastings lol, figure that one out!? I'm moving back to my dads to save for a mortgage so will be insured at his address.

22nd December 2016, 19:25	#8
Juego Gets stuck in Skoda Superb Join Date: Oct 2011 Location: Hamilton Posts: 691 Thanks: 212 Thanked 96 Times in 85 Posts	They quoted me £390 on my v6 Connie se, 31 6 years ncb

22nd December 2016, 20:01	#9
Yella Fella Nemo Me Impune Lacessit None at the moment Join Date: Nov 2007 Location: Glasgow's HMP Barlinnie, 'A' Hall, 2nd Flat Posts: 5,192 Thanks: 493 Thanked 1,094 Times in 666 Posts	I hate the insurance industry with a passion, especially car insurance. You prove year on year you are a safe driver ( so you are not a risk), make no claims, your asset (the car) reduces in value each year yet they want MORE money year on year. It doesn't add up. Hate them. __________________ [SIGPIC][/SIGPIC]

22nd December 2016, 20:03	#10
Juego Gets stuck in Skoda Superb Join Date: Oct 2011 Location: Hamilton Posts: 691 Thanks: 212 Thanked 96 Times in 85 Posts	Yup although I'll give my taxi insurance company there due, my insurance for my first year ever having it they were the cheapest by a mile, then renewal they were the cheapest again.