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14th October 2018, 20:26 | #1 |
Just going about!
Rover 75 CDTi Connie SE Tourer starlight silver and serpents. MG ZT-T 190+ in Raven Black. Join Date: Mar 2016
Location: Great Leighs
Posts: 468
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Multi car insurance
Hello, can anyone recommend a good insurance company that would insure my 75 and ZT-T on one policy, at the moment i would have to take out two policies (that would be 'linked'?), virtually doubling my premium, even though i can only driver one at a time! Many thanks, Paul.
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14th October 2018, 20:27 | #2 |
Loves to post
rover 75 2.0 cdti connoisseur se Join Date: Nov 2010
Location: warrington
Posts: 475
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Thanked 91 Times in 85 Posts
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Hi Paul I would love to know this as I want to get my self a zt as a second car but like you it works out two separate premiums. 🙁
Kind regards Ste |
14th October 2018, 20:43 | #3 |
I really should get out more.......
MGTF, MGZT, Range Rover Join Date: Sep 2013
Location: Cheltenham
Posts: 2,801
Thanks: 395
Thanked 633 Times in 446 Posts
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I’ve never found any multi car policy any good at all. As each car is added, and I had 5 at the time, the premiums got higher and higher. Admiral insured my 75 for £190 including the multi car discount. A few months later my wife’s Renault Modus became due. Admiral wanted £430. Her renewal from Swinton was £210 so we renewed with them again and turned down the Admiral quote. Because of this Admiral withdrew my discount and added another £93 pounds to my policy for the 75. I asked why I was being held to ransom for higher premiums each time I added a car. I was told to read the policy terms. It’s license to ask any amount you like.
Since then all the cars get moved around using search web sites and brokers. The TF has a classic policy, £200. Halifax wanted £540. No brainer.
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MG TF 135, MG ZT, Range Rover P38 |
14th October 2018, 21:16 | #4 |
Posted a thing or two
Rover 75 2.0 cdi Join Date: Mar 2011
Location: Newcastle upon Tyne
Posts: 1,894
Thanks: 401
Thanked 448 Times in 303 Posts
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Everyone has different circumstances but I found Admiral was good for my cars
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14th October 2018, 21:22 | #5 | |
Gets stuck in
Rover 75 Connie Tourer & Connie SE Saloon & Club SE Tourer Join Date: Sep 2014
Location: Leeds
Posts: 971
Thanks: 199
Thanked 71 Times in 59 Posts
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Quote:
I had two 75s insured last year for £400. Both were as 'classics' limited to 4000 miles each (non transferable mileage). I did NOT also have a 'modern' insured, though I had the use of my wife's Renault 108, not that I'd ever consider driving it (once nd hated it). If it's of interest I can look up who the outfit was. (This year have just one insured with LV as a multipolicy with wife's) |
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14th October 2018, 21:32 | #6 |
Loves to post
rover 75 2.0 cdti connoisseur se Join Date: Nov 2010
Location: warrington
Posts: 475
Thanks: 223
Thanked 91 Times in 85 Posts
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If you could p2, that'd be great to know myself.
Kind regards Ste. P.s bsafly I hope don't think I'm hijacking as that's not my intention and have the same interest as you to find a company that does good multicar policies 🙂👍 Ste |
14th October 2018, 21:43 | #7 |
This is my second home
Rover 75CDT, Jaguar XF-S 3.0V6, V'xhall Omega V6 Estate, Twintop 1.8VVT, Astra Estate and Corsa 1.2 Join Date: Dec 2007
Location: Suffolk
Posts: 7,078
Thanks: 283
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I looked at multi-car insurance recently and for my profile Aviva proved to the the most competitive.
The downside was that the total cost of two cars was no less than taking similar cover out with other insurers separately with one NCD mirrored onto two policies. Of course, the upside is that you are benefiting from mirroring of your NCD onto multiple cars as an integral part of the policy. Whether it works for you can only really be determined by getting quotes. |
15th October 2018, 09:11 | #8 |
This is my second home
Rover 75 Saloon & Tourer Join Date: Sep 2012
Location: Lincoln
Posts: 14,890
Thanks: 1,630
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my wife uses Admiral too but when it comes to cars that have been performance enhanced such as a 160 remap on a CDT, they wont cover the car. Also call them, don't go by web price
macafee2 |
15th October 2018, 11:36 | #9 |
Loves to post
MG ZT 260 Join Date: Mar 2012
Location: Edinburgh
Posts: 331
Thanks: 91
Thanked 56 Times in 47 Posts
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Direct Line every time for me
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15th October 2018, 14:26 | #10 |
Posted a thing or two
Rover 75 CDTI Tourer Join Date: Nov 2014
Location: Great Bardfield, nr Braintree
Posts: 1,409
Thanks: 303
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I am with LV= and it was £195 for 75 tourer and £306for Lexus IS220d
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