Yella Fella in the wars

Yella Fella · 1st October 2018, 07:52

Hi all. I was involved in a three car shunt this morning. I was the last car.

The guy at the front stopped at a green light just after it turned green

. I'll check my dashcam when I get home later.

Anyway, Yella Fella's front bumper has 4 scuffs and a small split in the plastic. To me its an easy bumper repair and respray at about £200? but . . . my fear is the insurance will attempt to be lazy and writer Yella Fella off!!

It will need to be an insurance job because the BMW I hit will require a new rear bumper.

I have a spare front bumper that (different colour, no damage) that can simply be sprayed and fitted.

Any advice form anyone would be appreciated before I contact the insurer.

wullie480 · 1st October 2018, 08:39

Sorry to hear of the shunt I'd check the dash camera first to see if he did stop at a green light also make the insurance aware if he did and send the footage and let them argue it out, the BMW can claim from your insurance but you don't need to claim for your damage as it'll mean the car being a total loss not sure if you could claim for cash in lieu of repairs for your own car.

Avulon · 1st October 2018, 12:43

Quote:

Originally Posted by wullie480

Sorry to hear of the shunt I'd check the dash camera first to see if he did stop at a green light also make the insurance aware if he did and send the footage and let them argue it out, the BMW can claim from your insurance but you don't need to claim for your damage as it'll mean the car being a total loss not sure if you could claim for cash in lieu of repairs for your own car.

You don't need to claim for the damage to your car on your insurance if you don't want to. +1 on submitting the footage - let the others argue it out with the car that stopped: don't hold your breath though - if the car in front stops and you can't stop in time.... I learnt the hard way not to read ahead of the car in front - just 'cos its clear and I'd go doesn't mean he will, could break down or anything right in front of me.

75c · 1st October 2018, 12:47

Legally it makes no difference if he stopped at a green light or not.

If you rear end someone, you're responsible.

Hope you get yella fixed soon and without too much aggro

KWIL · 1st October 2018, 13:37

They will of course claim that they were alright until you pushed No 2 into No1, since you were "obviously going too fast" and too close.

Georgies Dad · 1st October 2018, 13:41

Not forgetting the whiplash claim from the driver you rear ended

another_clean_sheet · 1st October 2018, 13:42

If they want to write your car off ask them instead to give you the value of the car less the scrap value (£200?).
LV were prepared to do it for me before they had a change of heart and are going to replace the rear bumper.

Number 6 · 1st October 2018, 14:38

Also if it does go thru the Insurance,Do NOT let them take your car away,for inspection etc. If you do you may never see it again. If they want to inspect it make them come to you.

Avulon · 1st October 2018, 14:58

Quote:

Originally Posted by Number 6

Also if it does go thru the Insurance,Do NOT let them take your car away,for inspection etc. If you do you may never see it again. If they want to inspect it make them come to you.

Always this - unless you're certain it's beyond repair or you are happy for it to be written-off.

rontug · 1st October 2018, 16:17

Quote:

Originally Posted by Number 6

Also if it does go thru the Insurance,Do NOT let them take your car away,for inspection etc. If you do you may never see it again. If they want to inspect it make them come to you.

Likewise my Rover 825 was just about to be driven away because it was written off for a minor shunt,had I not shown up it would have gone had a hell of a job getting it back

1st October 2018, 07:52	#1
Yella Fella Nemo Me Impune Lacessit None at the moment Join Date: Nov 2007 Location: Glasgow's HMP Barlinnie, 'A' Hall, 2nd Flat Posts: 5,192 Thanks: 493 Thanked 1,094 Times in 666 Posts	Yella Fella in the wars Hi all. I was involved in a three car shunt this morning. I was the last car. The guy at the front stopped at a green light just after it turned green . I'll check my dashcam when I get home later. Anyway, Yella Fella's front bumper has 4 scuffs and a small split in the plastic. To me its an easy bumper repair and respray at about £200? but . . . my fear is the insurance will attempt to be lazy and writer Yella Fella off!! It will need to be an insurance job because the BMW I hit will require a new rear bumper. I have a spare front bumper that (different colour, no damage) that can simply be sprayed and fitted. Any advice form anyone would be appreciated before I contact the insurer. __________________ [SIGPIC][/SIGPIC] Last edited by Yella Fella; 1st October 2018 at 07:54..

1st October 2018, 08:39	#2
wullie480 This is my second home 1 Join Date: Dec 2010 Location: Banned Posts: 5,195 Thanks: 528 Thanked 1,022 Times in 786 Posts	Sorry to hear of the shunt I'd check the dash camera first to see if he did stop at a green light also make the insurance aware if he did and send the footage and let them argue it out, the BMW can claim from your insurance but you don't need to claim for your damage as it'll mean the car being a total loss not sure if you could claim for cash in lieu of repairs for your own car. __________________ [SIGPIC][/SIGPIC]

1st October 2018, 13:41	#6
Georgies Dad This is my second home Land Rover Join Date: May 2013 Location: Thorpe St Andrew,Norwich Posts: 14,715 Thanks: 933 Thanked 2,925 Times in 1,979 Posts	Not forgetting the whiplash claim from the driver you rear ended __________________ Steve and Georgie Together Forever Lonely days are long Twilight sings a song All the happiness that used to be Soon my eyes will close Soon I'll find repose And in dreams, you're always near to me I'll see you in my dreams And then I'll hold you in my dreams

1st October 2018, 14:38	#8
Number 6 This is my second home Rover 75 tourer Club CD/Limo Tints Join Date: Nov 2008 Location: Meneac Posts: 6,759 Thanks: 5,007 Thanked 1,609 Times in 869 Posts	Also if it does go thru the Insurance,Do NOT let them take your car away,for inspection etc. If you do you may never see it again. If they want to inspect it make them come to you. __________________ ] "I started out with nothing, and Ive still got most of it left!"

1st October 2018, 12:47	#4
75c Gets stuck in Rover 75 Saloon Join Date: Feb 2018 Location: Belfast Posts: 601 Thanks: 150 Thanked 294 Times in 190 Posts	Legally it makes no difference if he stopped at a green light or not. If you rear end someone, you're responsible. Hope you get yella fixed soon and without too much aggro

1st October 2018, 13:37	#5
KWIL Precise Rover 75 Tourer 2.5KV6 Connoisseur SE Join Date: Mar 2013 Location: Fleet Posts: 2,952 Thanks: 630 Thanked 617 Times in 480 Posts	They will of course claim that they were alright until you pushed No 2 into No1, since you were "obviously going too fast" and too close.

1st October 2018, 13:42	#7
another_clean_sheet Posted a thing or two Rover 75 CDTI Tourer Join Date: Nov 2014 Location: Great Bardfield, nr Braintree Posts: 1,414 Thanks: 303 Thanked 436 Times in 317 Posts	If they want to write your car off ask them instead to give you the value of the car less the scrap value (£200?). LV were prepared to do it for me before they had a change of heart and are going to replace the rear bumper.