Insurance

St Andrews Rover · 16th February 2022, 16:46

Is there a preferred insurer for our cars?

I was shocked whilst shopping around that Footman James "does not insure Rover 75's"!!!!!

16th February 2022, 16:51

Peter James (the original 'James' in FJ) added my 2003 75 to my classics policy along with the Singer, Sunbeam and Datsun but won't add my 2006 ZT (picking it up on Saturday) due to it's age.
I found a normal policy with Performance Direct for a reasonable £216 with no NCB but as it's a normal policy I will earn NCB on it so the price should fall.

Southern Star · 16th February 2022, 16:58

Best just to go on Confused.com or similar and see what cover you get offered at what price. But for every car I've ever got quotes on, at the end of the quote list is something like "16 insurers declined to offer cover". If an insurer has a coincidental run of claims on a certain type of car or driver you get a "Computer says no". situation. Three vicars have their cars stolen in a week and they won't insure vicars for the next year or so.

I'm insured with a broker called Cornmarket in Belfast, can't remember who the underwriter is and I pay about £180 fully comp for an 05-reg 2.0 CDTi but I think they specialise in insuring HGV drivers (of which I am one) in their private cars and might charge more for other occupations.

FLYING BANANA · 16th February 2022, 18:28

I’m with Lancaster only because finding insurance for the V8 ZTT 400 is a bit hit and miss. I have the multi car policy.

macafee2 · 16th February 2022, 19:57

If a remapped/performance enhanced car, try Adrian flux.
I have one insured with Admiral

macafee2

AndyN01 · 17th February 2022, 07:12

Don't use Direct Line.

Long story.

St Andrews Rover · 17th February 2022, 08:18

Thanks very much everyone, yes, I have been round almost all the companies you mention. I am with Lancaster at the moment but not too happy there but their renewal quote is competitive!! Adrian Flux looks slightly best.......

The Rovering Member · 18th February 2022, 04:40

Quote:

Originally Posted by St Andrews Rover

Is there a preferred insurer for our cars?

I was shocked whilst shopping around that Footman James "does not insure Rover 75's"!!!!!

I've not had that excuse from FJ. So far they have declined to add mine to my classic multi-car policy but have given me a standard quote which was too expensive.
She's twenty this year so l'll give them another try.

16th February 2022, 16:46	#1
St Andrews Rover Newbie Rover 75 Join Date: Apr 2016 Location: St Andrews Posts: 20 Thanks: 2 Thanked 4 Times in 4 Posts	Insurance Is there a preferred insurer for our cars? I was shocked whilst shopping around that Footman James "does not insure Rover 75's"!!!!!

16th February 2022, 18:28	#4
FLYING BANANA Moderator/Club Shop MG ZT 1.8t+. No.3 of 4 in Sunspot Yellow & Ford Fiesta in Black. Join Date: Aug 2010 Location: Rattler Farm Posts: 22,565 Thanks: 9,270 Thanked 15,645 Times in 6,806 Posts	I’m with Lancaster only because finding insurance for the V8 ZTT 400 is a bit hit and miss. I have the multi car policy. __________________ 233,431. That’s our second meet done, no.3 next weekend. onen hag oll

17th February 2022, 07:12	#6
AndyN01 This is my second home Toyota RAV4 Join Date: Jun 2017 Location: Tamworth Posts: 3,076 Thanks: 2,478 Thanked 1,579 Times in 968 Posts	Don't use Direct Line. Long story. __________________ Andy. http://www.midlandsnanomeets.co.uk/

16th February 2022, 16:51	#2
Bazzateer Guest Posts: n/a	Peter James (the original 'James' in FJ) added my 2003 75 to my classics policy along with the Singer, Sunbeam and Datsun but won't add my 2006 ZT (picking it up on Saturday) due to it's age. I found a normal policy with Performance Direct for a reasonable £216 with no NCB but as it's a normal policy I will earn NCB on it so the price should fall.

16th February 2022, 16:58	#3
Southern Star Loves to post Rover 75 CTDi Contemporary SE Join Date: Jul 2013 Location: Stretton-under-Fosse, Warwickshire. Posts: 358 Thanks: 54 Thanked 134 Times in 83 Posts	Best just to go on Confused.com or similar and see what cover you get offered at what price. But for every car I've ever got quotes on, at the end of the quote list is something like "16 insurers declined to offer cover". If an insurer has a coincidental run of claims on a certain type of car or driver you get a "Computer says no". situation. Three vicars have their cars stolen in a week and they won't insure vicars for the next year or so. I'm insured with a broker called Cornmarket in Belfast, can't remember who the underwriter is and I pay about £180 fully comp for an 05-reg 2.0 CDTi but I think they specialise in insuring HGV drivers (of which I am one) in their private cars and might charge more for other occupations.

16th February 2022, 19:57	#5
macafee2 This is my second home Rover 75 Saloon & Tourer Join Date: Sep 2012 Location: Lincoln Posts: 14,928 Thanks: 1,630 Thanked 3,032 Times in 2,181 Posts	If a remapped/performance enhanced car, try Adrian flux. I have one insured with Admiral macafee2

17th February 2022, 08:18	#7
St Andrews Rover Newbie Rover 75 Join Date: Apr 2016 Location: St Andrews Posts: 20 Thanks: 2 Thanked 4 Times in 4 Posts	Thanks very much everyone, yes, I have been round almost all the companies you mention. I am with Lancaster at the moment but not too happy there but their renewal quote is competitive!! Adrian Flux looks slightly best.......