|
||
|
28th June 2014, 18:51 | #1 |
This is my second home
75 Contemporary SE Mk II 2004 Man. Sal. CDTi 135ps, FBH on red diesel, WinCE6 DD Join Date: May 2010
Location: Leeds
Posts: 17,273
Thanks: 2,160
Thanked 2,061 Times in 1,586 Posts
|
Breakdown cover
Having fallen out with my current cover provider, due to their bumping the price up to almost double with no claims having been made, I'm looking for another, but one which covers a caravan.
Something also occurred, what would happen if either car or caravan were not broken down but accident damaged and needed recovery? Do breakdown policies usually include accident recovery or not? Never having suffered either, what is the situation?
__________________
Harry How To's and items I offer for free, or just to cover the cost of my expenses... http://www.the75andztclub.co.uk/foru...40#post1764540 Fix a poor handbrake; DIY ABS diagnostic unit; Loan of the spanner needed to change the CDT belts; free OBD diagnostics +MAF; Correct Bosch MAF cheap; DVB-T install in an ex-hi-line system; DD install with a HK amp; FBH servicing. I've taken a vow of poverty. To annoy me, send money. |
28th June 2014, 19:15 | #2 |
Avid contributor
Rover 75 Saloon Join Date: Feb 2012
Location: Rotherham
Posts: 232
Thanks: 107
Thanked 73 Times in 46 Posts
|
Hi Harry
I am with Aotoaid as recommended on the Martin Lewis website. It is different to other companies in that if you have a breakdown you call their number and they send a rescue vehicle out to you but you have to pay the fee (cards accepted) and then reclaim the cost from Aotoaid. Caravans are covered and you can specify where you wish to be taken. Onward costs and a nights hotel stay can be claimed. I have just renewed my policy and cost was just less than £40. May not suit everyone to have to pay up front but I think it is great value as any number of cars are included and are not specified in the policy. I have not had to make a claim so cannot vouch for how well it works but others on the Martin Lewis Site have and give good reviews. May be worth checking out their website for full details. Regards Howard |
28th June 2014, 19:18 | #3 |
I really should get out more.......
Mondeo ST TDCI Estate Join Date: Jul 2012
Location: Norwich
Posts: 2,834
Thanks: 919
Thanked 358 Times in 284 Posts
|
Autoaid for me too have been with them for years, renewal just come through the post just £39 it covers me in any car and a wife at same address if I had one...., ps homestart too
|
28th June 2014, 19:20 | #4 |
This is my second home
75 Contemporary SE Mk II 2004 Man. Sal. CDTi 135ps, FBH on red diesel, WinCE6 DD Join Date: May 2010
Location: Leeds
Posts: 17,273
Thanks: 2,160
Thanked 2,061 Times in 1,586 Posts
|
Not a problem paying up front, I'm more concerned with being stuck at the side of a dodgy road and having to ring round to find recovery.
__________________
Harry How To's and items I offer for free, or just to cover the cost of my expenses... http://www.the75andztclub.co.uk/foru...40#post1764540 Fix a poor handbrake; DIY ABS diagnostic unit; Loan of the spanner needed to change the CDT belts; free OBD diagnostics +MAF; Correct Bosch MAF cheap; DVB-T install in an ex-hi-line system; DD install with a HK amp; FBH servicing. I've taken a vow of poverty. To annoy me, send money. |
28th June 2014, 19:24 | #5 | |
Regular poster
MG ZT-T 190 Join Date: Jun 2008
Location: South Cheshire
Posts: 78
Thanks: 18
Thanked 5 Times in 5 Posts
|
Quote:
__________________
[SIGPIC][/SIGPIC] HAVE NO EXPECTATION, AVOID DISAPPOINTMENT! Especially if your MG or Rover came off the line on a Friday afternoon https://badges.fuelly.com/images/sig-uk/300051.png |
|
28th June 2014, 19:45 | #6 |
Regional Secretary
Rover 1.8T Tourer Join Date: May 2007
Location: Heathrow
Posts: 6,948
Thanks: 1,551
Thanked 2,036 Times in 1,264 Posts
|
I too am with Autoaid and again, have been for several years.
It's okay for those who have the finance to pay for costs up front, however, understand this, if the car is fixed at the roadside, they will pay for that, if it's taken to a garage the financial assistance stops when you get there. Think carefully about where you "claim" it is fixed before claiming. I do think it a very useful and economical system though. |
28th June 2014, 20:07 | #7 | |
This is my second home
75 Contemporary SE Mk II 2004 Man. Sal. CDTi 135ps, FBH on red diesel, WinCE6 DD Join Date: May 2010
Location: Leeds
Posts: 17,273
Thanks: 2,160
Thanked 2,061 Times in 1,586 Posts
|
Quote:
I'm now wondering what would happen if we were sited with the caravan 250 miles from home, we were out in the car for the day and it broke down and we needed to be got back home for repairs. Would they expect us to abandon 4 or 5 K's worth of caravan and collect it later, even with caravan cover? Its a minefield!
__________________
Harry How To's and items I offer for free, or just to cover the cost of my expenses... http://www.the75andztclub.co.uk/foru...40#post1764540 Fix a poor handbrake; DIY ABS diagnostic unit; Loan of the spanner needed to change the CDT belts; free OBD diagnostics +MAF; Correct Bosch MAF cheap; DVB-T install in an ex-hi-line system; DD install with a HK amp; FBH servicing. I've taken a vow of poverty. To annoy me, send money. |
|
28th June 2014, 20:19 | #8 | |
Loves to post
Rover 75 Tourer Join Date: Nov 2010
Location: Sheffield
Posts: 299
Thanks: 37
Thanked 14 Times in 11 Posts
|
Quote:
|
|
28th June 2014, 20:21 | #9 |
This is my second home
Honda HR-V 1.6 i-DTEC SE Navi 5dr Diesel Hatchback Join Date: Apr 2012
Location: North Yorks Moors
Posts: 14,446
Thanks: 782
Thanked 2,156 Times in 1,497 Posts
|
It ain't cheap, and it's only available to Camping & Caravanning Club Members,, but RAC Arrival Cover is pretty comprehensive. They do cover Harry's hypothetical situation of the car breaking down away from the site - they will reunite you with your 'van before taking you wherever.
How Arrival breakdown cover benefits you if you have a caravan or trailer tent Unique benefits for caravans, trailer tents and trailers include: Caravan breakdown recovery on any UK campsite. Cover for large units over 7.6 metres (25ft) in length or 2.3 metres (7 ft 6 in) in width^ . If your caravan cannot be towed and requires recovery on a flatbed truck, RAC will recover it at no additional charge† . ‘Arrival Return’ so if you suffer a car or caravan breakdown on the way to a campsite and RAC can’t repair you at the roadside or at a local garage within a reasonable amount of time, they will take you, your car and caravan to the site and back home again†. Follow on Recovery, so we can take your caravan to a second location of your choice (within a 75-mile radius)†. A ‘Re-Unite’ service so if you are away from your campsite when your car breaks down, RAC will take you back to the site within a 75-mile radius to collect your caravan before getting you home†. Optional European caravan breakdown cover with no supplements (for cars or caravans) Personal breakdown cover, so you will be covered as a driver or passenger in any vehicle, whether you are towing or not.
__________________
[SIGPIC][/SIGPIC]
Rodney - you plonker! ... but more commonly known as Rod ! Last edited by reworht; 28th June 2014 at 20:23.. |
28th June 2014, 20:34 | #10 |
This is my second home
75 Contemporary SE Mk II 2004 Man. Sal. CDTi 135ps, FBH on red diesel, WinCE6 DD Join Date: May 2010
Location: Leeds
Posts: 17,273
Thanks: 2,160
Thanked 2,061 Times in 1,586 Posts
|
It would be great to be able to simply write your own policy and say there, quote me for that
I'm now looking at Gocompare's site and at Rescuemycar only £28.90, including caravan cover, but their site lacks any detailed policy information that I could see.
__________________
Harry How To's and items I offer for free, or just to cover the cost of my expenses... http://www.the75andztclub.co.uk/foru...40#post1764540 Fix a poor handbrake; DIY ABS diagnostic unit; Loan of the spanner needed to change the CDT belts; free OBD diagnostics +MAF; Correct Bosch MAF cheap; DVB-T install in an ex-hi-line system; DD install with a HK amp; FBH servicing. I've taken a vow of poverty. To annoy me, send money. Last edited by HarryM1BYT; 28th June 2014 at 20:41.. |
|
|