Is this a record? - Page 3

COLVERT · 6th January 2019, 19:03

I guess those quotes are Third Party Only.----

My insurance, fully comp., is £350.---65 years on the road and never made a claim or had an accident in my life.

75driver · 6th January 2019, 20:21

Just renewed ins on the silver manual diesel saloon.
Renewal letter from endsleigh came in at £240, up £4 from last year.
Compare sites came in at £190, rising to £220 ish when I input a windscreen claim.
Rang to cancel with endsleigh, but gave them a chance to requote over the phone.
They came in at £188, so happy with that.
Incidentally, if I wanted to protect my 3 yr NCB on that policy (I have 4 &#128580

, premium went up to over £400, 😰, with the operator unable to explain the rise.
Needless to say I didn’t go with the NCB protection.

Sent from my iPhone using Tapatalk

MSS · 6th January 2019, 20:32

Quote:

Originally Posted by vacuman

Dover....perhaps a higher risk area these days

Silly really as surely the big money payouts are for damages, not replacing stolen old MGR's

I believe the premiums are based on how likely the driver of a certain type of car, living in a certain area, is to be responsible for a claim (own and third party damage) and the size of the claim(s).

Quote:

Originally Posted by COLVERT

I guess those quotes are Third Party Only.----

My insurance, fully comp., is £350.---65 years on the road and never made a claim or had an accident in my life.

No - very comprehensive, comprehensive policies.

Lord of Hog · 7th January 2019, 06:51

My X-Plate 2.5 costs me £150 a year fully comp.

WillyHeckaslike · 7th January 2019, 18:02

For my standard Rover 25 1.4 I went with Hastings Direct in December just gone and .... BIG MISTAKE! A mistake which I will never repeat with this outfit which lured me in with a quote of ~ £174 in round figures for a no frills fully comp policy. I was happily insured with the AA (renewal quote ~ £254) for the previous year and I applied to Hastings Direct a couple of weeks or so early before my AA policy expired and Hastings Direct then sat on it and it waited and waited.

It waited until I was fully hooked and my policy with the AA expired and then it started its antics. I could kick myself because having since googled about the antics of Hastings Direct it would appear to have a bit of a reputation for trying to shake customers down for more cash after sucking them in with a competitive quote. That is exactly what it has subjected me to for a number of weeks now stretching right over the festive holiday period. It did so by threatening and bullying me in to trying to get me to contradict my application so that it could hit me with a policy alteration charge or a policy termination charge or maybe both if I did not submit to its demands. I have not submitted to its demands and I never will. Lol.

Comfortably Numb · 7th January 2019, 23:54

If you have evidence of their dirty tricks, you could try complaining to the insurance/financial ombudsman. Life is too short to have to get competitive quotes for all your different insurances, phones, utilities etc. every year, then check they have actually quoted you for what you asked. Too often,when I check the cover listed on a quote, I find some detail is incorrect, meaning if I accepted, in some cases, I would be paying for invalid cover, or not the cover required. And trying to stall until you have run out of time and options is just sly and dishonest. Thanks for the warning about Hastings.

vacuman · 8th January 2019, 16:27

If you Google 'Hastings insurance' you will find lots of unhappy customers venting their frustration on-line.

6th January 2019, 20:21	#22
75driver Posted a thing or two Rover 75 saloon, manual. Rover 75 Tourer, Auto. Join Date: Jan 2013 Location: Newry Posts: 1,781 Thanks: 574 Thanked 443 Times in 371 Posts	Just renewed ins on the silver manual diesel saloon. Renewal letter from endsleigh came in at £240, up £4 from last year. Compare sites came in at £190, rising to £220 ish when I input a windscreen claim. Rang to cancel with endsleigh, but gave them a chance to requote over the phone. They came in at £188, so happy with that. Incidentally, if I wanted to protect my 3 yr NCB on that policy (I have 4 &#128580, premium went up to over £400, 😰, with the operator unable to explain the rise. Needless to say I didn’t go with the NCB protection. Sent from my iPhone using Tapatalk __________________ 2006 75 Contemporary SE diesel manual (#1) 2003 75T Connoisseur SE diesel auto (For Comfort) 2005 75 Connoisseur SE diesel auto (Marmite duotone ) 2006 75 Connoisseur SE diesel auto (The last one?) 2009 E220 (For a change) 2018 L200 (For Big & Heavy Things) 1976 W114 250 Manual (For Sundays)

7th January 2019, 06:51	#24
Lord of Hog Gets stuck in Rover 75 2.5 V6 in Wedgwood Blue Join Date: Dec 2015 Location: Felbridge, East Grinstead Posts: 982 Thanks: 250 Thanked 294 Times in 206 Posts	My X-Plate 2.5 costs me £150 a year fully comp. __________________ Conformity is not morality. Consensus is not truth.

8th January 2019, 16:27	#27
vacuman Gets stuck in MG ZT-T Join Date: Feb 2017 Location: St Albans Posts: 855 Thanks: 69 Thanked 236 Times in 172 Posts	If you Google 'Hastings insurance' you will find lots of unhappy customers venting their frustration on-line. __________________ • This vehicle was the 8,186th ZT-T to run off the production line, out of 8,249 • This vehicle was the 1,723rd ZT-T 190 + to be made out of 1,756 • This vehicle was the 149th ZT-T in Mica Blue (Ignition) (code: JGY) to be made out of 160 Mica Blue (Ignition) ZT-Ts

6th January 2019, 19:03	#21
COLVERT This is my second home R75 Saloon. Join Date: Feb 2009 Location: France/or Devon. Posts: 14,003 Thanks: 3,851 Thanked 2,167 Times in 1,816 Posts	I guess those quotes are Third Party Only.---- My insurance, fully comp., is £350.---65 years on the road and never made a claim or had an accident in my life.

7th January 2019, 18:02	#25
WillyHeckaslike This is my second home Rovers 75 & 25 Join Date: Oct 2010 Location: Wearside Posts: 4,520 Thanks: 543 Thanked 709 Times in 511 Posts	For my standard Rover 25 1.4 I went with Hastings Direct in December just gone and .... BIG MISTAKE! A mistake which I will never repeat with this outfit which lured me in with a quote of ~ £174 in round figures for a no frills fully comp policy. I was happily insured with the AA (renewal quote ~ £254) for the previous year and I applied to Hastings Direct a couple of weeks or so early before my AA policy expired and Hastings Direct then sat on it and it waited and waited. It waited until I was fully hooked and my policy with the AA expired and then it started its antics. I could kick myself because having since googled about the antics of Hastings Direct it would appear to have a bit of a reputation for trying to shake customers down for more cash after sucking them in with a competitive quote. That is exactly what it has subjected me to for a number of weeks now stretching right over the festive holiday period. It did so by threatening and bullying me in to trying to get me to contradict my application so that it could hit me with a policy alteration charge or a policy termination charge or maybe both if I did not submit to its demands. I have not submitted to its demands and I never will. Lol.

7th January 2019, 23:54	#26
Comfortably Numb Posted a thing or two Rover 75 Saloon Join Date: Dec 2017 Location: Penrith Posts: 1,336 Thanks: 165 Thanked 303 Times in 241 Posts	If you have evidence of their dirty tricks, you could try complaining to the insurance/financial ombudsman. Life is too short to have to get competitive quotes for all your different insurances, phones, utilities etc. every year, then check they have actually quoted you for what you asked. Too often,when I check the cover listed on a quote, I find some detail is incorrect, meaning if I accepted, in some cases, I would be paying for invalid cover, or not the cover required. And trying to stall until you have run out of time and options is just sly and dishonest. Thanks for the warning about Hastings.