Insurance Help - Page 2

mark_bonsai · 22nd October 2010, 15:43

I'm with Adrian Flux, £280 on a "modified" policy, 46 years old and declaring a claim two years ago.

suffolk boy · 22nd October 2010, 15:50

hi i am with adrian flux i paid £280 fully comp i have 60%no claims also around the same age as you .well give or take a couple of years mind they did sting me for another £55 on top when told them i changed the wheels to non standard .but even taking that into account its a hell of a diffrence i am inclined to think it has more to do with your postcode try it with your work postcode and see

phil & helen · 22nd October 2010, 15:53

Tesco , seem pretty good for the midland area.

ceb · 22nd October 2010, 15:55

Just been through the same exercise, spent two days on 'phone an www.
47 - 7 YRS NCD, + Mrs as name driver, two declared (windscreen+hit a dear).
2.5 V6, SDP+Commute
Was with CO-OP ECO last year at 305.00
Highest - 655.00 !
Flux - 295
Lowest Hastings Direct - 265.00

RoverRobert · 22nd October 2010, 16:13

£757 with Hastings

Must be the postcode

ceb · 22nd October 2010, 16:22

Got to be something as you say, as that's novice driver territory!
Just out of interest, if you put your details in to go-compare or similar are you getting a large 'spread' of prices or are they all returning a similar figure?

simonej · 22nd October 2010, 17:21

Some things I found out when getting the price down;

Don't have your car garaged - Admiral wanted £100 more than if I kept it on the drive! (Very strange I know!)

Put a female on the policy

Limit the milage

I'm 28 and with 1 years no claims I paid £370 with Adrian Flux for a ZTT 190. The area I live is classed as being above average risk as well.

Corwen · 22nd October 2010, 18:36

been with saga 5 years always managed to bring them down a few pounds, the best they could do this year was £312, aviva phoned me up to give a quote, i let them waffle on,
£50 less excess than saga
courtisey car
windscreen cover
legal
sdp + commute to work
ncp
insured against uninsured drivers
all for £248, the cheapest i have paid in 5 years well chuffed

johnc54 · 22nd October 2010, 19:26

Hi

I'm with Churchill - £200.50 comp cover £100 excess protected ncd, but I'm 55 and live in the wilds of Norfolk!

RoverRobert · 22nd October 2010, 19:46

Quote:

Originally Posted by ceb

Got to be something as you say, as that's novice driver territory!
Just out of interest, if you put your details in to go-compare or similar are you getting a large 'spread' of prices or are they all returning a similar figure?

Yeah, tried go-compare

Cheapest was £472, not that clever really

22nd October 2010, 15:43	#11
mark_bonsai I really should get out more....... Rover 75 CDT Saloon Join Date: Sep 2008 Location: Lancaster Posts: 2,219 Thanks: 24 Thanked 39 Times in 39 Posts	I'm with Adrian Flux, £280 on a "modified" policy, 46 years old and declaring a claim two years ago. __________________ Re-mapped. EGR bypass. De-catted. 18" Apex's. ZT190 brakes & suspension. Xenon projectors. Powerfold bullets. Electric rear sun blind. Auto dipping rear view mirror. Wood and leather steering wheel. Wood handbrake handle. Full leather sports seats. Harman Kardon speakers & sub. Navall 2 double din through 500w Kenwood amp. Fully chromed front grill.

22nd October 2010, 15:50	#12
suffolk boy This is my second home fiat panda Join Date: Sep 2009 Location: haverhill Posts: 6,720 Thanks: 96 Thanked 586 Times in 526 Posts	hi i am with adrian flux i paid £280 fully comp i have 60%no claims also around the same age as you .well give or take a couple of years mind they did sting me for another £55 on top when told them i changed the wheels to non standard .but even taking that into account its a hell of a diffrence i am inclined to think it has more to do with your postcode try it with your work postcode and see __________________ fiat panda 1.2 eco

22nd October 2010, 15:53	#13
phil & helen Loves to post ROVER 75 CTDI Join Date: May 2009 Location: TIPTON Posts: 285 Thanks: 0 Thanked 1 Time in 1 Post	Try Tesco , seem pretty good for the midland area.

22nd October 2010, 16:13	#15
RoverRobert Loves to post Rover 75 Club CDT Auto Tourer 2002 Join Date: May 2009 Location: Atherstone Posts: 297 Thanks: 1 Thanked 3 Times in 1 Post	£757 with Hastings Must be the postcode __________________ [SIGPIC][/SIGPIC] UPGRADES Jules Kenlowe Fan Airbag Connectors Fixed Electric Heated Seats Chrome Bullet Powerfolds Drivers Grab Handle Union alloys Real Wood Dash Illuminated visors Harry's Handbrake Compensator Wood steering wheel Retrofit Cruise Control

22nd October 2010, 15:55	#14
ceb Loves to post Rover 75 Saloon V6 2.5 Club SE Auto 2001 (X) Join Date: Nov 2009 Location: Stansted Posts: 374 Thanks: 0 Thanked 0 Times in 0 Posts	Just been through the same exercise, spent two days on 'phone an www. 47 - 7 YRS NCD, + Mrs as name driver, two declared (windscreen+hit a dear). 2.5 V6, SDP+Commute Was with CO-OP ECO last year at 305.00 Highest - 655.00 ! Flux - 295 Lowest Hastings Direct - 265.00

22nd October 2010, 16:22	#16
ceb Loves to post Rover 75 Saloon V6 2.5 Club SE Auto 2001 (X) Join Date: Nov 2009 Location: Stansted Posts: 374 Thanks: 0 Thanked 0 Times in 0 Posts	Got to be something as you say, as that's novice driver territory! Just out of interest, if you put your details in to go-compare or similar are you getting a large 'spread' of prices or are they all returning a similar figure?

22nd October 2010, 17:21	#17
simonej Avid contributor ZT-T 190 Join Date: Feb 2010 Location: Wakefield Posts: 160 Thanks: 0 Thanked 1 Time in 1 Post	Some things I found out when getting the price down; Don't have your car garaged - Admiral wanted £100 more than if I kept it on the drive! (Very strange I know!) Put a female on the policy Limit the milage I'm 28 and with 1 years no claims I paid £370 with Adrian Flux for a ZTT 190. The area I live is classed as being above average risk as well.

22nd October 2010, 18:36	#18
Corwen Loves to post ROVER 75 CLUB SE 1.8 Join Date: Apr 2008 Location: heanor Posts: 460 Thanks: 0 Thanked 1 Time in 1 Post	been with saga 5 years always managed to bring them down a few pounds, the best they could do this year was £312, aviva phoned me up to give a quote, i let them waffle on, £50 less excess than saga courtisey car windscreen cover legal sdp + commute to work ncp insured against uninsured drivers all for £248, the cheapest i have paid in 5 years well chuffed

22nd October 2010, 19:26	#19
johnc54 Avid contributor No Rover at the moment Join Date: Apr 2010 Location: Norfolk Posts: 223 Thanks: 10 Thanked 13 Times in 6 Posts	Hi I'm with Churchill - £200.50 comp cover £100 excess protected ncd, but I'm 55 and live in the wilds of Norfolk!