Multi Car Insurance

doopydug · 30th January 2014, 20:21

Those of you with 2 or 3 cars to your name - can I ask who you insure with - do you use one single policy or is it better to have separate policies?

FrazzleTC · 30th January 2014, 21:02

I've generally got at least two cars, and I've always found it cheaper to have seperate policies. However, I am just 22, and I suspect that as you get older it's cheaper to have a multicar, sometimes!
If I'm not keeping something long, or I can't decide, I pop it on as a temporary additional vehicle.

MF1980 · 30th January 2014, 22:05

Admiral multicar here, but every person will be different. Simplest thing would be to get quotes for separate policies first then try Admiral. They are the only ones that do true multicar apparently. I'm happy with what they provide and it suits me well.. They've been fine with me chopping and changing cars over and since me wife done a runner, it saved me loads taking the additional driver off too!

Forestgreen · 30th January 2014, 22:09

If each car has a named driver check which way round is cheaper. My wife drives "my" car and I drive "her" car (the Rover) all the time, because it was cheaper for the Rover policy to be in her name than in my name. Insurance company was quite happy to run the sums both ways and let either of us drive either car any time we wanted.

ukmastiff · 30th January 2014, 22:26

if you are 'low risk' on age/history etc try Liverpool Victoria. I always hunt around but have stayed with the for years now. Not as cheap as the real junk policies but cheap and genuine discount on multiple cars. also you get free policy changes if you have stuck with them for years. This helps me as im always changing my cars

Cheers

windrush · 30th January 2014, 22:33

I am with Admiral as. We'll and very satisfied with them

sworks · 30th January 2014, 22:34

Three seperate policy's for me

Rover66 · 30th January 2014, 22:54

Admiral multi car and just had a very good deal with them on renewal for two cars.

whitevanman · 30th January 2014, 23:12

Seperate atm for us, Swinton & LV, swinton's up first and i'll probs try LV for a multicar add..Swinton charged me £65 admin fees to change my car to one in a lower group!!!

rasa · 31st January 2014, 06:26

im pretty sure aviva do a multicar policy, as i got a quote last year when i had the zt and the 330d

30th January 2014, 20:21	#1
doopydug Posted a thing or two Rover 75 Saloon Join Date: Nov 2013 Location: Fife Posts: 1,595 Thanks: 88 Thanked 269 Times in 235 Posts	Multi Car Insurance Those of you with 2 or 3 cars to your name - can I ask who you insure with - do you use one single policy or is it better to have separate policies?

30th January 2014, 21:02	#2
FrazzleTC This is my second home Rover 75 Tourer Join Date: Sep 2011 Location: Staffordshire Moorlands Posts: 7,924 Thanks: 533 Thanked 1,178 Times in 920 Posts	I've generally got at least two cars, and I've always found it cheaper to have seperate policies. However, I am just 22, and I suspect that as you get older it's cheaper to have a multicar, sometimes! If I'm not keeping something long, or I can't decide, I pop it on as a temporary additional vehicle. __________________ 1967 Rover 2000 Automatic 1969 Rover 3500 Series One 1979 Scimitar GTE 2013 Mercedes SLK250 CDI

30th January 2014, 22:26	#5
ukmastiff Gets stuck in 2003 ZT-T CDTI '+' a ZT Join Date: Jun 2010 Location: N/E Herts Posts: 977 Thanks: 4 Thanked 42 Times in 36 Posts	if you are 'low risk' on age/history etc try Liverpool Victoria. I always hunt around but have stayed with the for years now. Not as cheap as the real junk policies but cheap and genuine discount on multiple cars. also you get free policy changes if you have stuck with them for years. This helps me as im always changing my cars Cheers __________________ ☆☆☆☆☆☆☆☆☆☆☆☆☆☆

30th January 2014, 22:33	#6
windrush This is my second home December 2004 Rover 75 2ltr CDTi Connoisseur SE HL Tourer Join Date: Nov 2006 Location: Aldershot Posts: 74,464 Thanks: 2,431 Thanked 3,015 Times in 2,347 Posts	I am with Admiral as. We'll and very satisfied with them __________________ ][SIGPIC][/SIGPIC] My Pearl Black Beauty Best regards Lilian and Derek Club Member No. 96 / Forum User No. 111 REGISTRATION to the club as a member FREE, FULL MEMBERSHIP is £10 WE WILL REMEMBER THEM

30th January 2014, 22:34	#7
sworks Been absent for a while… Rover 75 Tourer, Classic mini Cooper S, Abarth 595 competizione, MG TF and a Hyundai Tucson PHEV Join Date: Feb 2007 Location: Cumbria Posts: 13,072 Thanks: 1,033 Thanked 1,686 Times in 1,040 Posts	Three seperate policy's for me __________________ ................................................. 'Marmite' Possibly one of the most famous 75 tourers produced! left the production line as the last of only Three Rover 75 tourers produced in Trophy Yellow. 48 hours later Longbridge closed. The last sold ordered 75 Tourer. Paid for by the Phoenix Four and handed over by John Towers to the Warwickshire Northampton Air ambulance service as a Rapid Response vehicle

30th January 2014, 22:05	#3
MF1980 Loves to post MG ZT190+ No.5863 Join Date: Dec 2013 Location: Swindon Posts: 321 Thanks: 52 Thanked 36 Times in 31 Posts	Admiral multicar here, but every person will be different. Simplest thing would be to get quotes for separate policies first then try Admiral. They are the only ones that do true multicar apparently. I'm happy with what they provide and it suits me well.. They've been fine with me chopping and changing cars over and since me wife done a runner, it saved me loads taking the additional driver off too!

30th January 2014, 22:09	#4
Forestgreen Gets stuck in Rover 75 Connoisseur SE 2.5 V6 saloon Join Date: Dec 2011 Location: Birmingham Posts: 770 Thanks: 47 Thanked 105 Times in 54 Posts	If each car has a named driver check which way round is cheaper. My wife drives "my" car and I drive "her" car (the Rover) all the time, because it was cheaper for the Rover policy to be in her name than in my name. Insurance company was quite happy to run the sums both ways and let either of us drive either car any time we wanted.

30th January 2014, 22:54	#8
Rover66 Avid contributor Rover 75 club se cdti. Join Date: Nov 2008 Location: South West Wales. Posts: 192 Thanks: 343 Thanked 25 Times in 24 Posts	Admiral multi car and just had a very good deal with them on renewal for two cars.

30th January 2014, 23:12	#9
whitevanman This is my second home 2001 Connie SE CDT, 2002 2.0Petrol Laguna SportHatch Join Date: Jul 2011 Location: Althorne Posts: 3,122 Thanks: 319 Thanked 441 Times in 318 Posts	Seperate atm for us, Swinton & LV, swinton's up first and i'll probs try LV for a multicar add..Swinton charged me £65 admin fees to change my car to one in a lower group!!! __________________ [SIGPIC][/SIGPIC] Today the 23rd of April I will mostly be: Kids, bikes, dog, kids, bikes, dog...Seems to be a pattern forming here Car: Connie SE CDT Manual, Mods: O-Rings, Silicon intercooler hose, Stainless EGR Bypass, BMW PCV Mod, 160 Upgrade, DD Unit, Projector Headlights, Powerflex Bottom Mount, Remote Clutch reservoir, SS Compensator; Inline Stat To Come: cat gut (when replacing iffy section). Meteors after refurb..

31st January 2014, 06:26	#10
rasa Gets stuck in bmw 335d e92se and 330d sport e90 Join Date: Sep 2012 Location: newbiggin by the sea Posts: 844 Thanks: 0 Thanked 17 Times in 16 Posts	im pretty sure aviva do a multicar policy, as i got a quote last year when i had the zt and the 330d __________________ golf nuts.