Cheap Insurance . . . . . . . .

tourerfogey · 17th February 2008, 18:20

The post office (!) is now offering car insurance (go to www.postoffice.co.uk )

I've just done an online quote and been quoted £200.01 against the £330 I'm paying at the moment (includes business use cover and protected NCB). So this may be worth a try. Admittedly I haven't examined the fine print too closely at this stage as my cover is not due for renewal for a couple of months and obviously cheapest isn't necessarily best but it may be worth investigating further.

DISCLAIMER - Don't blame me if you use them and it all goes **** up

Nomis · 17th February 2008, 19:07

Don't forget another £23.80 via quidco!

Tatts · 17th February 2008, 19:10

Just tried it - £110 more than who I'm with atm.

Oh - more than = not the Insurance company BTW, just used those words in context.

Think I'll shut up now & get ready for work.

stonesfan · 17th February 2008, 19:11

No matter what car I have, Elephant (not their crappy bonus accelerator policy) always seem to be by far the cheapest for me!!!

T-Cut · 17th February 2008, 19:29

Yep, the Post Office are now selling agents for insurance companies like Norwich Union. Mine is due monthend, so the letter duly arrived from NU quoting around £275, about same as last year. Anyway, rather than let the thing go through by Direct Debit (you know the drill, 'You don't have to do a thing, we'll take care of everything'), I decided to check with Confused.com.
I was interested to see the Post Office offered exactly the same cover for around £70 less than NU Direct. Checking into the PO offer showed it to be a Norwich Union deal for £20-£30 below my quote. What's more they give you a £50 cash back after the insurance goes through. Blimey, what's going on? Maybe others are doing better.
Yep, for old farts like me, SAGA do even better deals. They only have clients over the age of 50, so the risks are less I suppose. Anyway, the bottom line is I've gone for the SAGA deal at £120 less than NU for more or less the same cover.
Basically, if you don't keep your wits about you, your friendly insurance company will happily screw you. I've always believed car insurance is a scam and every year proves it for me.

TC

Lovel · 17th February 2008, 20:30

Quoted £148.00 Fully comp STD vehicle, However they also mention £50 cash back on the first annual premium, £98 for the first year is quite tempting.
Quoted £198 with the Synergy module less £50 cashback, still not too bad at £148 for the first year.

moonstoneboy · 12th April 2008, 20:11

Quote:

Originally Posted by Lovel

Quoted £148.00 Fully comp STD vehicle, However they also mention £50 cash back on the first annual premium, £98 for the first year is quite tempting.
Quoted £198 with the Synergy module less £50 cashback, still not too bad at £148 for the first year.

Gary

How did you describe the Synergy module to the insurers and what BHP increase did you quote?

Looking at Rover Rons website on the 116 he is showing 40% increase in BHP.

Admiral and Elephant are the same company - got cheaper price from Admiral.

Handily they enable mods such as chipping to be input. 0 - 10% increase addd about £20, 11 - 25% added about £80 and 26% + would not quote on-line but the screen said they might if phones (too late to).

Now thinking perhaps the X-Part 116 - 131 (CDT - CDTi) route.

Any suggestions on where to look fo insurance with reasonable extra for modification.

Admiral and Elephant £60 less than Saga an £160 than RIAs 'who specialise in over 50s'!

Paul

actros · 13th April 2008, 19:31

Quote:

Originally Posted by moonstoneboy

Gary

How did you describe the Synergy module to the insurers and what BHP increase did you quote?

Looking at Rover Rons website on the 116 he is showing 40% increase in BHP.

Admiral and Elephant are the same company - got cheaper price from Admiral.

Handily they enable mods such as chipping to be input. 0 - 10% increase addd about £20, 11 - 25% added about £80 and 26% + would not quote on-line but the screen said they might if phones (too late to).

Now thinking perhaps the X-Part 116 - 131 (CDT - CDTi) route.

Any suggestions on where to look fo insurance with reasonable extra for modification.

Admiral and Elephant £60 less than Saga an £160 than RIAs 'who specialise in over 50s'!

Paul

Got mine from the AA £190.80.cheaper than churchhills.

17th February 2008, 18:20	#1
tourerfogey Banned Join Date: Nov 2006 Posts: 2 Thanks: 0 Thanked 1 Time in 1 Post	Cheap Insurance . . . . . . . . The post office (!) is now offering car insurance (go to www.postoffice.co.uk ) I've just done an online quote and been quoted £200.01 against the £330 I'm paying at the moment (includes business use cover and protected NCB). So this may be worth a try. Admittedly I haven't examined the fine print too closely at this stage as my cover is not due for renewal for a couple of months and obviously cheapest isn't necessarily best but it may be worth investigating further. DISCLAIMER - Don't blame me if you use them and it all goes **** up

17th February 2008, 19:10	#3
Tatts This is my second home MG6 TL Join Date: Nov 2006 Location: Tarn Posts: 5,269 Thanks: 2 Thanked 46 Times in 37 Posts	Just tried it - £110 more than who I'm with atm. Oh - more than = not the Insurance company BTW, just used those words in context. Think I'll shut up now & get ready for work. __________________ http://www.wcgsig.com/115562.gif

17th February 2008, 19:29	#5
T-Cut This is my second home Rover75 and Mreg Corsa. Join Date: Nov 2006 Location: Sumweer onat mote o'dust (Sagin) Posts: 21,753 Thanks: 341 Thanked 3,660 Times in 2,924 Posts	Yep, the Post Office are now selling agents for insurance companies like Norwich Union. Mine is due monthend, so the letter duly arrived from NU quoting around £275, about same as last year. Anyway, rather than let the thing go through by Direct Debit (you know the drill, 'You don't have to do a thing, we'll take care of everything'), I decided to check with Confused.com. I was interested to see the Post Office offered exactly the same cover for around £70 less than NU Direct. Checking into the PO offer showed it to be a Norwich Union deal for £20-£30 below my quote. What's more they give you a £50 cash back after the insurance goes through. Blimey, what's going on? Maybe others are doing better. Yep, for old farts like me, SAGA do even better deals. They only have clients over the age of 50, so the risks are less I suppose. Anyway, the bottom line is I've gone for the SAGA deal at £120 less than NU for more or less the same cover. Basically, if you don't keep your wits about you, your friendly insurance company will happily screw you. I've always believed car insurance is a scam and every year proves it for me. TC Last edited by T-Cut; 17th February 2008 at 19:35..

17th February 2008, 20:30	#6
Lovel I really should get out more....... P6B, L550, Imp, F56, Commando Join Date: Nov 2006 Location: Aberdeenshire Posts: 2,886 Thanks: 352 Thanked 677 Times in 440 Posts	Quoted £148.00 Fully comp STD vehicle, However they also mention £50 cash back on the first annual premium, £98 for the first year is quite tempting. Quoted £198 with the Synergy module less £50 cashback, still not too bad at £148 for the first year. Last edited by Lovel; 17th February 2008 at 20:37..

17th February 2008, 19:07	#2
Nomis Loves to post micra Join Date: Nov 2006 Location: Leeds Posts: 473 Thanks: 1 Thanked 0 Times in 0 Posts	Don't forget another £23.80 via quidco!

17th February 2008, 19:11	#4
stonesfan Loves to post Lexus GS Join Date: Feb 2008 Location: Harrow Posts: 377 Thanks: 0 Thanked 3 Times in 2 Posts	No matter what car I have, Elephant (not their crappy bonus accelerator policy) always seem to be by far the cheapest for me!!!