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Old 28th February 2021, 20:04   #21
Cantray
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Sorry to hear that. On the other hand I wish I too had a car that could be undervalued by £12 000! The latest valuation for mine is only £400 which I consider remarkable as the car does almost everything I want from it. (Its not the one that won't start). It's also very cheap to insure and I want to keep it that way so will avoid any mods .....
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Old 1st March 2021, 08:39   #22
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Thanks - I'm persuaded.
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Old 5th March 2021, 13:29   #23
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I just rang chris knott about insuring the car and asked, if I sell the car and the new owner does no know about the modifications what would happen if they make claim?

Answer, they may not get paid out. So you have been warned.
You may ask how would they know, take a tow bar. This gets damaged and is listed in the quote for repair. They know it as an after market towbar and note it is not declared..... they now have an out

They also advised that the remap was the only one that made much of a difference a to the premium. The mods added about £40 to their base price but they could not get close to Adin flux.


I will stick with declaring my mods.
One extra mod not on the list, rear parking sensors

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Old 5th March 2021, 14:59   #24
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People sometimes do the strangest of things. Some years ago a member suggested a ruse to dodge leading questions from an insurer. He was obviously unaware that insurers can be members as well. He used a photo of his car in the post. Reg. no. to the fore. When someone pointed out his stupidity he became, well, unpleasant.
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Old 5th March 2021, 15:27   #25
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You should declare any modification even if it just changing something on the interior, if it makes your car more desirable to car thieves then your insurance would be void if they spotted it.
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Old 5th March 2021, 17:33   #26
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Winter tyres are also classed as a modification.


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Old 6th March 2021, 23:30   #27
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My TR4 started life in May 1964 at 2138cc. https://www.flickr.com/photos/38640565@N03/28290888612/

Modifications include

Stage 3 cylinder head
Unleaded capability
Bigger pistons giving 2290cc
Twin 45DCOE weber carbs
Fast road cam
Uprated distributor, coil and plugs
Complete rewire including move to negative earthing and alternator conversion
Extractor manifold and straight through s/s exhaust
Narrow band conversion
Revotec electric fan
Oil cooler
Facet electric fuel pump
Filter King
Lightened flywheel
Adjustable front shockers
Uprated rear suspension (springs and lever dampers)
72 spoke wider CWW
Most powerful battery consistent with location in engine bay
Leather upholstered seats
Inertia reel seat belts
Door mirrors

A pocket rocket for which i have never had any problem re insurance and all declared.

Last edited by 2750 HP; 6th March 2021 at 23:40..
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Old 7th March 2021, 07:49   #28
macafee2
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Quote:
Originally Posted by 2750 HP View Post
My TR4 started life in May 1964 at 2138cc. https://www.flickr.com/photos/38640565@N03/28290888612/

Modifications include

Stage 3 cylinder head
Unleaded capability
Bigger pistons giving 2290cc
Twin 45DCOE weber carbs
Fast road cam
Uprated distributor, coil and plugs
Complete rewire including move to negative earthing and alternator conversion
Extractor manifold and straight through s/s exhaust
Narrow band conversion
Revotec electric fan
Oil cooler
Facet electric fuel pump
Filter King
Lightened flywheel
Adjustable front shockers
Uprated rear suspension (springs and lever dampers)
72 spoke wider CWW
Most powerful battery consistent with location in engine bay
Leather upholstered seats
Inertia reel seat belts
Door mirrors

A pocket rocket for which i have never had any problem re insurance and all declared.
Nice, I got to drive a TR4 last year or was it the year before, I cant recall but I know I grinned from ear to ear.

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Old 12th March 2021, 09:29   #29
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Quote:
Originally Posted by Cantray View Post
Gosh. It would never have occurred to me to declare a full size spare wheel in place of space saver as a modification. I accept the point but is this really what insurers want us to do? I have no idea whether my full size spare is oe ( though I'm sure someone can tell me!) Incidentally my insurer values my car at about the same as my excess, so its really third parties who are at risk if there is any dispute.
Perhaps they think it might alter the weight of the vehicle and thus the handling. On some vehicles one could opt (for a few more pennies) for a full sized spare when a skinny (or hair gel) was the base.

Yes, a strange one that!

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