That was close...

Rp61973 · 9th August 2020, 10:07

I was driving the dreaded M25 on Wednesday when a Romanian lorry driver decided to move into my lane, apparently failing to see I was alongside him and overtaking. I still don't know what possessed him to move across, but I suspect he may have been dozing at the wheel.

Amazingly the damage to my car was light; the front wing has suffered paint burn due to contact with the lorry tyre, as the rear bumper. The nearside door has a shallow dent. i was expecting to see a crunched nearside when I pulled onto the hard shoulder. I managed to get the lorry driver's green card and insurance details and Esure has agreed to repair.

Watch this space!

Rogue · 9th August 2020, 10:11

I had a very similar experience recently but fortunately managed to avoid contact. You are fortunate they didn't try and write it off.

Odd Job · 10th August 2020, 07:03

I had a near mis this Sunday traveling up the A38, but the truck was British.
The way he started to sway and encroach my lane made me also think he was dozing at the wheel.
Luckily I managed to get out of his way, but it was nearly a brown trouser moment!

Glad you've managed to get the insurance company to repair, and glad it wasn't much worse.

planenut · 10th August 2020, 07:39

Quote:

Originally Posted by Rp61973

I was driving the dreaded M25 on Wednesday when a Romanian lorry driver decided to move into my lane, apparently failing to see I was alongside him and overtaking. I still don't know what possessed him to move across, but I suspect he may have been dozing at the wheel.

Amazingly the damage to my car was light; the front wing has suffered paint burn due to contact with the lorry tyre, as the rear bumper. The nearside door has a shallow dent. i was expecting to see a crunched nearside when I pulled onto the hard shoulder. I managed to get the lorry driver's green card and insurance details and Esure has agreed to repair.

Watch this space!

Glad you were okay. Also, very pleased that you were able to deal with the matter without the culprit disappearing.

I came down from Durham yesterday to to observe three drivers "dozing"on their mobile phones

ADO282 · 10th August 2020, 08:49

An interesting pattern of damage, I would have expected much worse in contact with an HGV

Insurance, I'm surprised they are willing to pay for a new door and repaint, never mind the other bits, especially as the front door is NLA.

Your car looks to be a common colour, I'd be tempted to replace the door and be done with it, I can foresee lots of future wrangling with the insurers, and despite the current assurances to the contrary, the car being written off.

Best of luck, I fear you may need it.

Rp61973 · 16th August 2020, 07:02

Some back and forth with Esure, culminating in a claims assistant telling me the car was a total loss with repair costs in the order of £1500.

I then spoke with one of their Engineers who understood the car was in very good condition for the age/mileage and could see from the P6 in the background that I am an enthusiast and would genuinely use any payout to repair the car. He agreed to give me an in-lieu payout so I could repair myself. Payment came to £575 with an extra £400 if they can claim back excess from third party. No write off.

I will arrange for the dent man I know to straighten the door (he is a perfectionist) then down to my local workshop for some paint.

Snetty · 16th August 2020, 10:23

[QUOTE=ADO282;2830073]An interesting pattern of damage, I would have expected much worse in contact with an HGV

Chris,
Not always the case, a couple of years ago I swiped a black Audi (undertaking me on the M1) it was only a tap and the only damage was the drivers soor mirror and paint.
With this in mind I always give HGV's plenty of room and respect

Parker · 16th August 2020, 10:40

Criminal how a quality car can be written off for minimal damage. My Bentley was with Adrian Flux Insurance a specialist invintage and classic cars. I wonder if insuring a 75 with them they would have a better understanding of the importance of keeping the car alive against the value? I'm not sure just a thought

Can you insure against write off too by paying a premium with an insurer like your no claims protection

Food for thought!

bendrick · 16th August 2020, 11:42

Quote:

Originally Posted by Parker

Criminal how a quality car can be written off for minimal damage. My Bentley was with Adrian Flux Insurance a specialist invintage and classic cars. I wonder if insuring a 75 with them they would have a better understanding of the importance of keeping the car alive against the value? I'm not sure just a thought

Can you insure against write off too by paying a premium with an insurer like your no claims protection

Food for thought!

Whilst I appreciate everyone's experience and quotes are different, my own experience of Adrian Flux quotes is that I could probably buy another 75 every year just from the savings of not insuring with Adrian Flux.

Parker · 16th August 2020, 11:51

Wow just goes to show not all insurances suit everyone. My Bentley fully comp protected was £180 a year and my Jag 3.0 V6 fully comp protected £220.

My point though was not cost but write off protection.

9th August 2020, 10:11	#2
Rogue I really should get out more....... 75 CDT SE 160 Saloon Join Date: May 2017 Location: Thorpe St Andrew, Norwich Posts: 2,653 Thanks: 1,386 Thanked 1,096 Times in 774 Posts	I had a very similar experience recently but fortunately managed to avoid contact. You are fortunate they didn't try and write it off. __________________ Glutton for punishment --- Previously ... 2.6 SD1 x 2, 3.5 SD1, 820S, 820Si x2, 216 Gsi, 220T saloon, 414, 45 1.4 x2 and now a Cowley 75 CDT

10th August 2020, 07:03	#3
Odd Job Gets stuck in MG ZT 2.0 cdti Join Date: Aug 2019 Location: Derby Posts: 909 Thanks: 298 Thanked 191 Times in 149 Posts	I had a near mis this Sunday traveling up the A38, but the truck was British. The way he started to sway and encroach my lane made me also think he was dozing at the wheel. Luckily I managed to get out of his way, but it was nearly a brown trouser moment! Glad you've managed to get the insurance company to repair, and glad it wasn't much worse. __________________ ….And the latest thing to break is..... ### MG STANDS FOR "MY GREMLIN" !!!

16th August 2020, 07:02	#6
Rp61973 Loves to post Rover 75 CDTI Classic Join Date: Jul 2014 Location: Galleywood Posts: 374 Thanks: 80 Thanked 67 Times in 45 Posts	Some back and forth with Esure, culminating in a claims assistant telling me the car was a total loss with repair costs in the order of £1500. I then spoke with one of their Engineers who understood the car was in very good condition for the age/mileage and could see from the P6 in the background that I am an enthusiast and would genuinely use any payout to repair the car. He agreed to give me an in-lieu payout so I could repair myself. Payment came to £575 with an extra £400 if they can claim back excess from third party. No write off. I will arrange for the dent man I know to straighten the door (he is a perfectionist) then down to my local workshop for some paint. __________________ 2006 Rover 75 CDTI in Starlight Silver 1973 Rover P6 3500 in Monza Red

16th August 2020, 10:40	#8
Parker This is my second home Jaguar XJ 3.0 V6 Auto (X350) & Hyundai Tuscon 2020 Join Date: Oct 2008 Location: Bridgend Posts: 10,342 Thanks: 69 Thanked 559 Times in 356 Posts	Criminal how a quality car can be written off for minimal damage. My Bentley was with Adrian Flux Insurance a specialist invintage and classic cars. I wonder if insuring a 75 with them they would have a better understanding of the importance of keeping the car alive against the value? I'm not sure just a thought Can you insure against write off too by paying a premium with an insurer like your no claims protection Food for thought! __________________ http://www.the75andztclub.co.uk/foru...a585a72d1c.jpg "The only thing to do with good advice is pass it on. It is never any use to oneself" SOME VERY USEFUL LINKS SIMPLE DOOR MIRROR REPAIR FITTING CROFT DOOR FINISHERS FORUM RULES CLUB SHOP

16th August 2020, 11:51	#10
Parker This is my second home Jaguar XJ 3.0 V6 Auto (X350) & Hyundai Tuscon 2020 Join Date: Oct 2008 Location: Bridgend Posts: 10,342 Thanks: 69 Thanked 559 Times in 356 Posts	Wow just goes to show not all insurances suit everyone. My Bentley fully comp protected was £180 a year and my Jag 3.0 V6 fully comp protected £220. My point though was not cost but write off protection. __________________ http://www.the75andztclub.co.uk/foru...a585a72d1c.jpg "The only thing to do with good advice is pass it on. It is never any use to oneself" SOME VERY USEFUL LINKS SIMPLE DOOR MIRROR REPAIR FITTING CROFT DOOR FINISHERS FORUM RULES CLUB SHOP

10th August 2020, 08:49	#5
ADO282 Banned ROVER 75 Connoisseur Join Date: Jul 2020 Location: BRACKNELL Posts: 270 Thanks: 125 Thanked 130 Times in 92 Posts	An interesting pattern of damage, I would have expected much worse in contact with an HGV Insurance, I'm surprised they are willing to pay for a new door and repaint, never mind the other bits, especially as the front door is NLA. Your car looks to be a common colour, I'd be tempted to replace the door and be done with it, I can foresee lots of future wrangling with the insurers, and despite the current assurances to the contrary, the car being written off. Best of luck, I fear you may need it.

16th August 2020, 10:23	#7
Snetty Posted a thing or two Rover 75 Join Date: Feb 2013 Location: Ingoldisthorpe Posts: 1,114 Thanks: 731 Thanked 415 Times in 274 Posts	[QUOTE=ADO282;2830073]An interesting pattern of damage, I would have expected much worse in contact with an HGV Chris, Not always the case, a couple of years ago I swiped a black Audi (undertaking me on the M1) it was only a tap and the only damage was the drivers soor mirror and paint. With this in mind I always give HGV's plenty of room and respect