Interesting reading on my new car insurance policy

[stocktake]

So, just renewed my car insurance and after the mandatory phone call to get the real price, I was informed the policy was the same. when reading through the policy I came across this

Third party liabilities
Old wording.
What is covered:
You using a Motor car not belonging to you and not hired to you under a hire purchased agreement or leased to you under a lease agreement.

New wording.
What is covered:
You using a motor car not belonging or loaned to you and not hired to you under a hire purchased agreement or leased to you under a lease agreement.

Now as I read that if I move the wife's car out of the drive to get mine out the new wording (loaned) means I am not insured to do so as I am using it with her permission? where as before I was.

For us it's not an issue as we are both named drivers on each others policy but it looks more like third party cover is being removed from policies in general. I have previously seen partner or spouse wording included to exclude cover. Read your policies carefully folks