<ouch> Crashed my ZT - Page 3

ssizefive · 19th January 2012, 19:37

Quote:

Originally Posted by norfie

I agree it will be an easy repair with second hand parts but insurance companies do not use second hand parts so if they can not buy new they will not repair it so it will probably be the same situation as Brabus.

Most insurance companies dont mind second hand 'bolt on' parts being used provided the owner of the vehicle is made aware & is happy to have them fitted.

Steve

d_a_n1979 · 19th January 2012, 19:55

Ah that's a shame

TBH I wouldn't have bothered with insurance; would just get a bumper from a breakers and have it resprayed and then fit it myself - only a 30min job to unbolt and bolt back on

Hope you get sorted though!

Leyland Worldmaster · 20th January 2012, 10:59

Quote:

Originally Posted by GagHalfrunt

Coming off a roundabout early on Monday morning onto the M4 at Swindon. Classic Mini Cooper trying to go right in the left hand lane and I just didn't see it

Not happy. £350 excess (as much as I was paying per year!) and having to drive a stupid Citroen C1.

Red paint never matches properly either assuming they can get a Mk1 bumper.

I'm sorry to read about this; are you alright? Hope you are not injured. I know what its like; reversed into a wall last year, but this forum is full of really helpful and kind people; a mod; DavidB found a bumper of the correct specification, and Mr Damienp helped with lights... Top people! You're in the right place; an excellent owners club forum! Good luck in getting it repaired, let us know how it goes, regards, Stu

Tim_Burgess · 20th January 2012, 11:16

A few years back I had a similar mishap in my 200 Coupe. My Insurance Co. gave the go ahead to repair using secondhand parts as new front bumpers were not available.

Hope you get it sorted.

Brabus · 20th January 2012, 17:53

Quote:

Originally Posted by T16

WHY would you even make a claim for this when you could get a replacement bumper for less than £200?

Im totally bemused by this. Not only have you paid a £350 excess which is MORE than a cost of a replacement bumper, but you now have an accident declared on your policy, which is going to raise the price of your insurance for years to come.

Talk about shooting yourself in the foot.

EDIT:- I see that it was agreed that it was your fault?... Did you try and make an offer with the other party for his repairs?

Tbh if he was in the wrong lane and was veering over fast enough to smack your car, then how can it be your fault?

Are you not tempted to argue this one?

Hes in the same situation as me Claim went against me.I could,nt aford to pay for the other persons repairs even though it was minimal damage the cost was £800 +vat.So a claim a claim get both fixed.Worked out in my favor.Guess this is a similar situation.

GagHalfrunt · 26th January 2012, 13:06

Just got back from my company conference and it is being repaired fortunately (with new parts). They did say they *would* use second hand parts too as long as it was agreed.

I agree with the points about this is stinging me more than it should but I have hit the other car so my future insurance is stuffed anyway.

Unfortunately due to this being my critical car I use for work I cannot afford to mess around which is annoying! I'm an IT Consultant and can't deal with it being out of action anything longer than necessary (plus I get a courtesy car).

20th January 2012, 11:16	#24
Tim_Burgess This is my second home 1999 75 Connoisseur SE 2.5, 2000 75 Classic SE 2.0, 2012 Lancia Delta 3, 2016 Dacia Sandero Ambiance Join Date: Jan 2007 Location: Kilcreggan Posts: 3,191 Thanks: 334 Thanked 334 Times in 162 Posts	A few years back I had a similar mishap in my 200 Coupe. My Insurance Co. gave the go ahead to repair using secondhand parts as new front bumpers were not available. Hope you get it sorted. __________________ *The fact there's a highway to hell and only a stairway to heaven says a lot about anticipated traffic numbers.*.

26th January 2012, 13:06	#26
GagHalfrunt Gets stuck in MG ZT190+ Solar Red Commission No: 396 Join Date: Feb 2008 Location: Very North Cotswolds Posts: 702 Thanks: 17 Thanked 4 Times in 4 Posts	Just got back from my company conference and it is being repaired fortunately (with new parts). They did say they would use second hand parts too as long as it was agreed. I agree with the points about this is stinging me more than it should but I have hit the other car so my future insurance is stuffed anyway. Unfortunately due to this being my critical car I use for work I cannot afford to mess around which is annoying! I'm an IT Consultant and can't deal with it being out of action anything longer than necessary (plus I get a courtesy car). __________________ Dave D. Vell, He'z Juzt Ziz Guy Y'Know?

19th January 2012, 19:55	#22
d_a_n1979 Banned 2004 MG ZT-T 190+ Join Date: Jan 2010 Location: Preston Posts: 957 Thanks: 97 Thanked 109 Times in 85 Posts	Ah that's a shame TBH I wouldn't have bothered with insurance; would just get a bumper from a breakers and have it resprayed and then fit it myself - only a 30min job to unbolt and bolt back on Hope you get sorted though!