Insurance. Always worth a call

Rogue · 22nd March 2021, 13:06

Well it's insurance time again and i received my renewal quote from Endsleigh. £468.58

Pretty much double what i paid last year

So obviously do the GoCompare thing and the AA quote for £200 less, onwards to Endsleigh and after some negotiation they quote for £230 for better cover than i had previously

They couldn't, however, explain why the hike in premium from last year!

Moral of the story is always to call the robbing b*****ds or move to another company!!

trikey · 22nd March 2021, 14:39

They know what you drive like 🤣🤣🤣

Rogue · 22nd March 2021, 14:58

Quote:

Originally Posted by trikey

They know what you drive like 🤣🤣🤣

I have no idea what you mean?

roverbarmy · 22nd March 2021, 15:22

Always best to "Compare The Market"!

I think most of us realise that they will just write our cars off at a whim, so it's best to be road legal at the best quote we can. I usually stick with a major company for the sake of a few quid though. (AA or Halifax have been my options the last twice).

The Rovering Member · 22nd March 2021, 15:50

For some reason, since l've had my 75, Tesc*bank have always been cheaper than the opposition by quite a margin, even Tesc* Insurance. Can't think why.

It'll probably be a bit more this year as l had a minor bump in the ice earlier in the year.

I can probably get her on my classic policy next year as she'll be twenty years old.

solarsailor · 22nd March 2021, 16:02

My renewal 'invitation' is due to arrive during the first week of April and I'll be interested to see how much it will be, especially as I'll be doing (and have done) minimal mileage due to the pandemic. The price last year was roughly the same as the previous year, and - oddly enough - lower than the best quote I could find on any of the comparison sites. I didn't question it in case they'd made a mistake!

Damian-c15 · 27th March 2021, 07:03

Last year my best quote came from O2 ( YES I know its a phone company ) fully comp for £230 with 20+ protected years of N/C ... yet when it came up for renewal they said can't give me cover but recommend another company at nearly twice the price.

Sent from my SM-G975F using Tapatalk

gnu · 27th March 2021, 07:46

Quote:

Originally Posted by Rogue

Well it's insurance time again and i received my renewal quote from Endsleigh. £468.58

Pretty much double what i paid last year

So obviously do the GoCompare thing and the AA quote for £200 less, onwards to Endsleigh and after some negotiation they quote for £230 for better cover than i had previously

They couldn't, however, explain why the hike in premium from last year!

Moral of the story is always to call the robbing b*****ds or move to another company!!

Agreed. My renewal came through. I checked on a comparison site. Another provider offered the same cover for £60 less. I rang my current provider, they knocked off ~£35 in a heartbeat, but wouldn’t go any lower, so I changed insurer again to the lower priced one.

Loyalty seems to mean “sucker” now, as clearly they could offer you the lower price on renewal but they hope you’ll just renew for ease. Tbh I’ve have to look up who my car/ house insurers are now as I change so often!

Lear · 27th March 2021, 08:24

The 75 and MGZT are definitely classics or fast becoming so. So it worthwhile contacting one of the classic car insurance specialists like Adrian Flux. I have used Footman James for my Alfa and Lancia for years and not only will they insure on an agreed value basis but you can have more than one car on the policy for huge savings.
The agreed value concept is good. If you have spent £5 grand on renovations you do not want scrap value because that is what the data base says.
Cheers
Simon ZTT

Phil MG · 28th March 2021, 12:29

I've just insured my ZT for the first time,ready to tax it for 1st April.I have a MGB GT on classic car insurance with Cherished Vehicle Insurance Services (co.uk) and also put the ZT on with it.
They quoted me 2 prices 1st for 12months stand alone policy which was £235.00 fully comp,28 years NCB Protected(but you don't accumulate it on classic car policy) 3,000 miles p/year.2nd option was to add to my BGT for £151.00 for 7 months

As Rogue says it's better to phone them and ask why they want to charge so much more than last year.If the price of insurance doesn't go up by much then i'll renew with that company,if it goes up too much Good Bye.
MGB GT & MG ZT 2ltr D

22nd March 2021, 13:06	#1
Rogue I really should get out more....... 75 CDT SE 160 Saloon Join Date: May 2017 Location: Thorpe St Andrew, Norwich Posts: 2,645 Thanks: 1,386 Thanked 1,096 Times in 774 Posts	Insurance. Always worth a call Well it's insurance time again and i received my renewal quote from Endsleigh. £468.58 Pretty much double what i paid last year So obviously do the GoCompare thing and the AA quote for £200 less, onwards to Endsleigh and after some negotiation they quote for £230 for better cover than i had previously They couldn't, however, explain why the hike in premium from last year! Moral of the story is always to call the robbing b*****ds or move to another company!! __________________ Glutton for punishment --- Previously ... 2.6 SD1 x 2, 3.5 SD1, 820S, 820Si x2, 216 Gsi, 220T saloon, 414, 45 1.4 x2 and now a Cowley 75 CDT

22nd March 2021, 14:39	#2
trikey Premium Trader Rover 75 Join Date: Nov 2010 Location: Devon Posts: 33,764 Thanks: 8,837 Thanked 14,831 Times in 8,030 Posts	They know what you drive like 🤣🤣🤣 __________________ Lest we forget..

22nd March 2021, 15:22	#4
roverbarmy This is my second home Roverless + 1.7D Sportage Join Date: Aug 2014 Location: East Norfolk Posts: 7,050 Thanks: 729 Thanked 2,021 Times in 1,449 Posts	Always best to "Compare The Market"! I think most of us realise that they will just write our cars off at a whim, so it's best to be road legal at the best quote we can. I usually stick with a major company for the sake of a few quid though. (AA or Halifax have been my options the last twice). __________________ Oil in my veins!

22nd March 2021, 15:50	#5
The Rovering Member I really should get out more....... Rover 75 saloon Join Date: Feb 2014 Location: London Posts: 2,953 Thanks: 263 Thanked 538 Times in 431 Posts	For some reason, since l've had my 75, Tescbank have always been cheaper than the opposition by quite a margin, even Tesc Insurance. Can't think why. It'll probably be a bit more this year as l had a minor bump in the ice earlier in the year. I can probably get her on my classic policy next year as she'll be twenty years old. __________________ Reducing the size of my Rover fleet by adding a 75 to it.

22nd March 2021, 16:02	#6
solarsailor Posted a thing or two 75 Saloon 1.8T Club SE Join Date: Jun 2016 Location: Colchester Posts: 1,225 Thanks: 87 Thanked 653 Times in 344 Posts	My renewal 'invitation' is due to arrive during the first week of April and I'll be interested to see how much it will be, especially as I'll be doing (and have done) minimal mileage due to the pandemic. The price last year was roughly the same as the previous year, and - oddly enough - lower than the best quote I could find on any of the comparison sites. I didn't question it in case they'd made a mistake! __________________ This vehicle was born on Wednesday June 4th 2003 @ 08:24:38 This vehicle was the 73,905th 75 to run off the production line, out of 112,381 This vehicle was the 1,862nd 75 1.8 T Club SE to be made out of 3,980 This vehicle was the 6,856th 75 in Wedgewood Blue to be made out of 7,515 Wedgewood Blue 75s

27th March 2021, 07:03	#7
Damian-c15 Regular poster Rover 75 Saloon Join Date: Feb 2015 Location: Wakefield Posts: 99 Thanks: 71 Thanked 12 Times in 10 Posts	Last year my best quote came from O2 ( YES I know its a phone company ) fully comp for £230 with 20+ protected years of N/C ... yet when it came up for renewal they said can't give me cover but recommend another company at nearly twice the price. Sent from my SM-G975F using Tapatalk

27th March 2021, 08:24	#9
Lear Regular poster MGZT-T Join Date: Mar 2021 Location: Westerham Posts: 61 Thanks: 11 Thanked 8 Times in 7 Posts	Agreed value The 75 and MGZT are definitely classics or fast becoming so. So it worthwhile contacting one of the classic car insurance specialists like Adrian Flux. I have used Footman James for my Alfa and Lancia for years and not only will they insure on an agreed value basis but you can have more than one car on the policy for huge savings. The agreed value concept is good. If you have spent £5 grand on renovations you do not want scrap value because that is what the data base says. Cheers Simon ZTT

28th March 2021, 12:29	#10
Phil MG Regular poster MG ZT Join Date: Dec 2020 Location: West Heath,Birmingham Posts: 67 Thanks: 28 Thanked 8 Times in 6 Posts	I've just insured my ZT for the first time,ready to tax it for 1st April.I have a MGB GT on classic car insurance with Cherished Vehicle Insurance Services (co.uk) and also put the ZT on with it. They quoted me 2 prices 1st for 12months stand alone policy which was £235.00 fully comp,28 years NCB Protected(but you don't accumulate it on classic car policy) 3,000 miles p/year.2nd option was to add to my BGT for £151.00 for 7 months As Rogue says it's better to phone them and ask why they want to charge so much more than last year.If the price of insurance doesn't go up by much then i'll renew with that company,if it goes up too much Good Bye. MGB GT & MG ZT 2ltr D