|
||
|
28th December 2021, 13:38 | #21 |
This is my second home
ZT260 #243 (resting) Join Date: May 2010
Location: Prestonpans
Posts: 22,424
Thanks: 650
Thanked 4,624 Times in 3,358 Posts
|
You'd think the dirt brown colour of the water would tell people that the river is running above its normal level or are they really that clueless.
|
28th December 2021, 16:02 | #22 |
Avid contributor
Rover 75 Saloon Join Date: Jun 2017
Location: suffolk
Posts: 241
Thanks: 46
Thanked 25 Times in 23 Posts
|
The Google maps (?) where you can see the route and drive along it has a Flood sign at the side of the road. Surely someone local keeps the signs and puts them out when needed as they do when the dips either side of the bridge in our village flood. The "young" (was going to lads but that may be considered sexist in the "Correct" age) on motor bikes all going through one way and 3 of the 4 taking the foot bridge on the way back amused me; they all went relatively slowly through the water on the 1st pass. On the web it gives the wading depth for a Discovery 4 as 700mm; havent checked it but going through 2 ft of water at speed is a bit of a risk. Also worry about the amount of water getting into the void spaces and increasing the opportunity for corrosion.
|
28th December 2021, 16:21 | #23 |
This is my second home
Roverless + 1.7D Sportage Join Date: Aug 2014
Location: East Norfolk
Posts: 7,022
Thanks: 729
Thanked 2,021 Times in 1,449 Posts
|
We have one locally that dips under the railway line and even when "full" of water, folks still try it!
__________________
Oil in my veins! |
28th December 2021, 18:32 | #24 | |
I will find or make a way
75 Auto 2.5 SE Join Date: Feb 2010
Location: Westcliff on Sea
Posts: 5,168
Thanks: 423
Thanked 1,680 Times in 1,014 Posts
|
Quote:
Negligence is always an initial and personal factor when considering a claim. But ignoring that as a factor, as you say, they probably would call a breakdown service and claim for other damage as soon as they got home. All policies have prominent, and some not so prominent, clauses concerning damage by the insured driver for obvious reasons. There are always clauses to cover these eventualities and in my own documents there appears the following: ‘What is not covered under section 3: ‘Any death, injury, illness, damage or loss arising from a deliberate act by you or any driver insured to drive your car...’ and ‘You, or any person in charge of your car, must protect it from damage or loss....’ There are few arguments that would get around clauses like those and others. On the other hand... how many of us actually read our policy documents thoroughly?
__________________
member no. 235 |
|
28th December 2021, 20:24 | #25 |
I really should get out more.......
MG ZT-T 260 Join Date: Feb 2016
Location: Witney
Posts: 2,503
Thanks: 6
Thanked 910 Times in 571 Posts
|
It does depend on the insurance company, a customer who thought he would take a short cut across a field managed to damage the engine as a bolder pierced his sump and he carried on.
The reason for the shortcut was a traffic jam and the field had open gates both on the road he was on and a clear road at the other side of the field. You could understand it if he was in a 4X4 but he was driving a Focus ST. The insurance company paid for the recovery, a new engine and the claim the farmer put in for contamination of his field. |
28th December 2021, 21:45 | #26 | |
This is my second home
R75 Saloon. Join Date: Feb 2009
Location: France/or Devon.
Posts: 14,003
Thanks: 3,851
Thanked 2,167 Times in 1,816 Posts
|
Quote:
No impairment. |
|
28th December 2021, 22:07 | #27 |
Posted a thing or two
R 75 Tourer diesel Conny 2002, V6 Conny saloon petrol 2003 Join Date: Mar 2013
Location: Taunton
Posts: 1,119
Thanks: 212
Thanked 406 Times in 223 Posts
|
Guess most of them aren't privately owned?
__________________
Rover 75 Tourer Conny 2002 remapped 160 auto, R75 V6 2.5L auto Connoisseur 2003 |
29th December 2021, 11:34 | #28 | |
I will find or make a way
75 Auto 2.5 SE Join Date: Feb 2010
Location: Westcliff on Sea
Posts: 5,168
Thanks: 423
Thanked 1,680 Times in 1,014 Posts
|
Quote:
Webster's: 'Bent on having one's own way, headstrong, self-willed, voluntary, intentional'. A claims assessor would see that as a contravention of a policy condition given the obvious warning signs!! Lunacy is not covered.
__________________
member no. 235 |
|
29th December 2021, 11:50 | #29 | |
This is my second home
75 Contemporary SE Mk II 2004 Man. Sal. CDTi 135ps, FBH on red diesel, WinCE6 DD Join Date: May 2010
Location: Leeds
Posts: 17,273
Thanks: 2,160
Thanked 2,061 Times in 1,586 Posts
|
Quote:
There is a depth gauge in the deepest part..
__________________
Harry How To's and items I offer for free, or just to cover the cost of my expenses... http://www.the75andztclub.co.uk/foru...40#post1764540 Fix a poor handbrake; DIY ABS diagnostic unit; Loan of the spanner needed to change the CDT belts; free OBD diagnostics +MAF; Correct Bosch MAF cheap; DVB-T install in an ex-hi-line system; DD install with a HK amp; FBH servicing. I've taken a vow of poverty. To annoy me, send money. |
|
29th December 2021, 12:11 | #30 |
This is my second home
2005 Connoisseur SE 1.8 Turbo,2004 45 1.8 Connoisseur and my beloved 1998 VVC Coupe. Join Date: Nov 2009
Location: Derby.
Posts: 8,746
Thanks: 2,022
Thanked 1,016 Times in 739 Posts
|
Yes I know, but unlikely you would see it before entering the water.The road should be closed off to save motorists from themselves.
|
Thread Tools | |
Display Modes | |
|
|