Check Those Purchase Agreements

[planenut]

Being a big headed smug type I was really annoyed earlier when I realized that Amazon was making a monthly withdrawal from my card.

I purchased an Amazon Fire HD 10 in November, it came with one months free membership of Amazon Prime. I did not want that so didn't take anymore notice of it.

That is what the monthly withdrawal is, as I had not "cancelled" the subscription. They have provided a cancellation form which is now on way to them, and it appears to promise refund of the payments, we will see.

Silly me.

[gnu]

Lucky you noticed - many would have taken months to...

[Number 6]

There is a lot of this sort of thing going on.

Months free trial etc give them your details, But what they "Forget" to mention is that if you don't cancel the card debit your account is debited forever after, Unless you spot it.

[FLYING BANANA]

I refuse point blank to deal with Amazon. They cloned my credit card, but my bank stopped the transaction then they tried hacking into my bank account. Again my bank stopped the transaction taking place.

[clf]

Originally Posted by FLYING BANANA

I refuse point blank to deal with Amazon. They cloned my credit card, but my bank stopped the transaction then they tried hacking into my bank account. Again my bank stopped the transaction taking place.

to be fair Bob, it is unlikely to have been Amazon that cloned the card, but rather some scumbucket that did, and then tried to purchase something on Amazon.

When Prime started, by default on every purchase, the sign up was ticked, and it was only the last minute I noticed. Soon after there was an outcry, and they did change it. Now though they highlight 'Free Delivery' with Prime in smaller text, and another option smaller or lower down as free delivery without prime (when in N.Ireland, delivery is charged almost everywhere online, so I tend to shop around and read small print a lot to save the hassle of a charge being sprung on me at the end). I hate using Amazon because of this, but have to resort to them when I cannot get free delivery elsewhere.

I use Paypal wherever possible for online purchases. A long time ago I set up a second current account with my bank (I have been told it is not that easy to do this nowadays within the same bank). I keep anywhere between £1 and £10 in this account, and when I want to buy anything, I transfer from my main account to this secondary one, using the online banking app on my phone. This account does not have an overdraft, and if it goes into the red, I will get a warning. But that has only happened once, and I had forgotten to transfer enough to cover all the purchases

If there are low value 'test' purchases made using this account also, it can be spotted easily. Also if something untoward does happen, it should be relatively easy to trace back where the trouble began.

My phone is 'clean' and avoid any unknown or untrustworthy sites (that sounds bad lol, but I am more adventurous with unknown sites on the computer, as I find it easier to see where links take me to, pop ups etc). My computer does not have any banking info on it. I have no doubt that if you were interested, and capable, you could link the two together.