Adrian Flux ******* Unbelievable !!!

Jontie · 17th June 2009, 09:40

Good Morning All,
I'm having a bad week and its just got worse!! Bad enough RJ being off the road because it keeps cutting out (see technical help) So I took the offer of a loan of a van from a friend who has a van hire business on condition that I insured it. Fine I thought, no problem, very kind of him.

So, I'm on the phone to Messrs Flux and going into great detail about where it was going, what colour toilet paper they used etc

they then tell me that they can't insure a van on a temporary basis! Surely every customer at my pals garage must hire them on a temporary basis,

where do they get cover from?

My policy is due for renewal next month, guess what!!!

Raistlin · 17th June 2009, 10:05

Doesn't your own insurance policy cover you for driving other vehicles?

kevin · 17th June 2009, 10:06

Quote:

Originally Posted by Jontie

Good Morning All,
I'm having a bad week and its just got worse!! Bad enough RJ being off the road because it keeps cutting out (see technical help) So I took the offer of a loan of a van from a friend who has a van hire business on condition that I insured it. Fine I thought, no problem, very kind of him.

So, I'm on the phone to Messrs Flux and going into great detail about where it was going, what colour toilet paper they used etc

they then tell me that they can't insure a van on a temporary basis! Surely every customer at my pals garage must hire them on a temporary basis,

where do they get cover from?

My policy is due for renewal next month, guess what!!!

must only be vans they cant cover on a temporary basis, as they done it for me when picking up my new 75 this year

Reebmit · 17th June 2009, 10:10

Quote:

Originally Posted by Raistlin

Doesn't your own insurance policy cover you for driving other vehicles?

Thats what I thought Paul, most policies do that now on a third party basis.

Foxy · 17th June 2009, 10:11

Adrian Flux can be a bit funny sometimes!

A good friend of mine was with them when he bought his T16 turbo converted 200 BRM. He sold the car and bought a ZS180, thinking that it would be a bit more responsible, and save a lot on his insurance.

He called them up to change the details of the car, and they proceeded to tell him that they couldn't cover the ZS, as it wasn't modified!

He told them that he was going to fit a performance panel filter, and they covered him with no problems. Bizzare.

ragitty · 17th June 2009, 10:20

I would check your own policy wording...most company's allow you to drive any other motor vehicle not owned by you or leased to you under a hire purchase agreement. providing you are fully comp on your own policy.

but your cover is reduced to third party fire and theft.

StevenWilliams · 17th June 2009, 10:28

Quote:

Originally Posted by ragitty

I would check your own policy wording...most company's allow you to drive any other motor vehicle not owned by you or leased to you under a hire purchase agreement. providing you are fully comp on your own policy.

but your cover is reduced to third party fire and theft.

Yeah it's great when you borrow your mates Ferrari

calibrax · 17th June 2009, 10:41

Remember that Flux are a broker, not an insurer, your policy will be with another company... might just be something in the policy you have that means it can't be extended to a commercial vehicle.

Greeners · 17th June 2009, 10:42

There's a couple of places that do day insurance, RAC or Norwhich Union both do.

You can do from 1 to 31 days, last time I picked up my ZT, it was £12 for the day.

amableson · 17th June 2009, 10:47

You had better check your policy as i borrowed a car from the garage whilst my commercial vehicle was in for service last year as we had done for years, we were backed into and then discovered that a commercial policy does not cover any vehicle like a domestic policy does.

17th June 2009, 09:40	#1
Jontie Loves to post Rover75 2.0L Conn SE Auto Join Date: Nov 2006 Location: Barrowford near NELSON in Lancashire Posts: 456 Thanks: 15 Thanked 3 Times in 3 Posts	Adrian Flux *** Unbelievable !!! Good Morning All, I'm having a bad week and its just got worse!! Bad enough RJ being off the road because it keeps cutting out (see technical help) So I took the offer of a loan of a van from a friend who has a van hire business on condition that I insured it. Fine I thought, no problem, very kind of him. So, I'm on the phone to Messrs Flux and going into great detail about where it was going, what colour toilet paper they used etc they then tell me that they can't insure a van on a temporary basis! Surely every customer at my pals garage must hire them on a temporary basis, where do they get cover from? My policy is due for renewal next month, guess what!!! __________________ [SIGPIC][/SIGPIC]John. (Sadly,they really don't make 'em like this anymore!!!!)

17th June 2009, 10:11	#5
Foxy Avid contributor Rover 75 2.0 V6 Club Join Date: Jan 2009 Location: Southampton Posts: 149 Thanks: 0 Thanked 0 Times in 0 Posts	Adrian Flux can be a bit funny sometimes! A good friend of mine was with them when he bought his T16 turbo converted 200 BRM. He sold the car and bought a ZS180, thinking that it would be a bit more responsible, and save a lot on his insurance. He called them up to change the details of the car, and they proceeded to tell him that they couldn't cover the ZS, as it wasn't modified! He told them that he was going to fit a performance panel filter, and they covered him with no problems. Bizzare. __________________ ~ Steve

17th June 2009, 10:20	#6
ragitty I really should get out more....... Jeep Cherokee Orvis Join Date: Oct 2007 Location: Leicester Posts: 2,666 Thanks: 0 Thanked 1 Time in 1 Post	I would check your own policy wording...most company's allow you to drive any other motor vehicle not owned by you or leased to you under a hire purchase agreement. providing you are fully comp on your own policy. but your cover is reduced to third party fire and theft. __________________ [SIGPIC][/SIGPIC]Dance like no-ones watching

17th June 2009, 10:41	#8
calibrax Posted a thing or two BMW 4 Series Join Date: Nov 2008 Location: Rochester, Kent Posts: 1,975 Thanks: 29 Thanked 37 Times in 28 Posts	Remember that Flux are a broker, not an insurer, your policy will be with another company... might just be something in the policy you have that means it can't be extended to a commercial vehicle. __________________ Steve 2004 MG ZT+ CDTi 160 (sadly now gone!) 2015 BMW 435d GranCoupe XDrive

17th June 2009, 10:42	#9
Greeners Moderator MG-ZTT Join Date: Mar 2007 Location: Ware, Herts Posts: 19,798 Thanks: 161 Thanked 1,249 Times in 1,036 Posts	There's a couple of places that do day insurance, RAC or Norwhich Union both do. You can do from 1 to 31 days, last time I picked up my ZT, it was £12 for the day. __________________ *David* Impecunity is the mother of ingenuity Useful how to's for common problems Car Of The Month Jan 2014 [SatNav Power Down] [Coolant Level] [SatNav Repair] [Diesel Non Starting] [Paint Codes] [Rear Light Seals] [Reversing Light Switch] [Bleeding Brakes][Sunroof Drain] [Early ZT's][Instrument Pack Diagnostics][ATC Diagnostics]

17th June 2009, 10:05	#2
Raistlin Banned 75 CDT Connoisseur SE Auto Join Date: Nov 2006 Location: Wolverhampton Posts: 8,450 Thanks: 0 Thanked 3 Times in 3 Posts	Doesn't your own insurance policy cover you for driving other vehicles?

17th June 2009, 10:47	#10
amableson Gets stuck in Ex Rover 75 owner Join Date: Nov 2006 Location: Boston, Lincolnshire. Posts: 553 Thanks: 0 Thanked 2 Times in 2 Posts	You had better check your policy as i borrowed a car from the garage whilst my commercial vehicle was in for service last year as we had done for years, we were backed into and then discovered that a commercial policy does not cover any vehicle like a domestic policy does. __________________ Regards Andrew.[SIGPIC][/SIGPIC]