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Old 19th November 2021, 20:46   #11
GJ53 DGO
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MG-ZT 260SE

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Quote:
Originally Posted by MSS View Post
You have to subscribe to trikey's pension fund!

I think your original post is a good one!
Or buy shares in Mcvities!!
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This vehicle was the 5,293rd ZT to run off the production line, out of 18,894
This vehicle was the 1st ZT 260 SE to be made out of 384
This vehicle was the 75th ZT in Starlight Silver (code: MBB) to be made out of 2,479 Starlight Silver ZTs (Now in Zircon)
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Old 19th November 2021, 20:48   #12
Lincoln Green
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Default I don't want to upset anyone but...

Hi Ian. I don't think I'm knowledgeable enough about the Club to give specifics, I would be prepared to leave that to those better placed.
I was really just pointing out the incredible and vast amount of expert advice and solutions available at such a small price. I know that helping each other out is what the Club is about and there are numerous examples in many threads. I've been really impressed by the amount of parts you've supplied f.o.c from your donor car. But I digress. I wouldn't mind paying a bit more.
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Old 19th November 2021, 20:55   #13
Lincoln Green
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Default I don't want to upset anyone but...

I knew I shouldn't have told you MSS. Promise to get rid soon as feasible.
Only way I can keep earning a crust .
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Old 19th November 2021, 21:17   #14
xsport
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the d.i.y members on here appreciate the technical knowlege and knowhow on here far more than those who dont use spanners ... for whatever reasons. some of us are on very limited budget restraints only supported by basic pension . ... for whatever reasons or circumstances they find themselves which are not always their own fault. each of us have different financial circumstances so its probably a good idea to have a donate button , which i doubt is used very often at all. each to his own of course .
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Old 19th November 2021, 22:05   #15
Lincoln Green
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Thumbs up I don't want to upset anyone but...

Totally understand xsport. My situation is very similar and it's a shame people have to survive on such pittances.
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Old 19th November 2021, 23:10   #16
xsport
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alot of people have been caught in the private pensions changeover. i.e too old to take out a private pension plan. not enough years to pay into , plus very low wages paid to workers to support paying into a pension fund that will be of any use at all. i opted out of the state pension under maggie then lost my job. i could only pay into the scheme a very small amount monthly. i then had to rejoin the state pension scheme . my graduated pensions accrued were stood against my additional pension and reduced my income when i retired at 71 yrs old. at least the younger people now have time to build up a pension pot, something that i didnt have because of age. how can you build a pension pot on minimum wage ? members of parliament really do live in cloud cuckoo land. rant over ... as i have said before .. we all have different financial circumstances.
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Old 20th November 2021, 08:18   #17
macafee2
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Quote:
Originally Posted by Lincoln Green View Post
Hi Ian. I don't think I'm knowledgeable enough about the Club to give specifics, I would be prepared to leave that to those better placed.
I was really just pointing out the incredible and vast amount of expert advice and solutions available at such a small price. I know that helping each other out is what the Club is about and there are numerous examples in many threads. I've been really impressed by the amount of parts you've supplied f.o.c from your donor car. But I digress. I wouldn't mind paying a bit more.
Thank you, I did not want to make money from your kindness, that was not appropriate. I will never be rich with that attitude
I am a member of a number of other forums, some I guess survive via advertising, others I have no idea how they survive.
One forum has just gone to subscriptions to access some areas that were once free.

Before we agree to increased subs, we need to know what the money will be used for. Forums should be free for the most part. Paying to sell a vehicle, yep I can go with that.

As for pensions, perhaps obvious to plan for the future but when you are young it is not top of your list. Do schools teach financial planning? I was in my 40's when I considered a pension but being BT I had been in one for some 20 + years. The last few years with BT I put as much money as I was allowed into AVC's.
The minimum wage is to low. For some time now I think being in a pension scheme is automatic unless you opt out, if you can opt out, perhaps this is the thin edge of the wedge to no state pension in years to come. There is more to settled life then a pension, there is also what do you do with your money when you get it. Spend it if you need to or save it if you can afford to.

I think pension age is to high, 67, your body is on its way out. With private pensions lets look at 55 being the new retirement age. I'm sure there are reasons why this is not practicable.

macafee2
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Old 20th November 2021, 08:25   #18
Rev Jules
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Quote:
Originally Posted by MSS View Post
You have to subscribe to trikey's pension fund!

I think your original post is a good one!
Trikey and a few others would be well worth the money too keep them on board.

Rev.
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Old 20th November 2021, 09:12   #19
MSS
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Quote:
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Trikey and a few others would be well worth the money too keep them on board.

Rev.

I agree, although I was only thinking of biscuits when I wrote that line.
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Old 20th November 2021, 09:23   #20
MSS
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Quote:
Originally Posted by macafee2 View Post
............

I think pension age is to high, 67, your body is on its way out. With private pensions lets look at 55 being the new retirement age. I'm sure there are reasons why this is not practicable.

macafee2

This cannot happen for the majority because a private pension is nothing more than a long-term savings scheme where the pension funds are invested in the stock market. The majority of people do not earn enough to save a large enough pension pot from which to draw a pension over an extended period. My own feeling is that the top 20% or so of the working population will be able to retire early, as they can now, but the majority will end up working until the age of 70ish.

I just hope we don't end up with the Russian system where I believe the pensionable age is higher than the average life!
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