|
||
|
30th January 2019, 21:39 | #1 |
Gets stuck in
Rover 75 2004 Contemporary SE 2.5 Auto Join Date: Feb 2018
Location: Preston
Posts: 513
Thanks: 67
Thanked 56 Times in 46 Posts
|
Interesting chat.. with my insurer
So my insurance is due for renewal next month, so I rang my insurance company and lo and behold I was told (unofficially) my premium will rise slightly, even though I have made no claims, excuses like.. inflation/costs/other driver claims/ blah blah..... And she then asked if I was likely to renew to which I replied " No" no bartering, no discount..... So went online and got some insurance with exact same details,and got fully comp £225.00 cheaper.
__________________
To have and not need, than need and not have. Eve was born on: Tuesday 14th September 2004 @ 07.54.23 Date of first Registration: Friday 24th September 2004 She was the: 103,715th 75 to run off production line, out of 112,381 She was the: 382nd 75 2.5 V6 Contemporary SE to be made out of 686 She was the: 1,415th 75 in Firefrost Red (code CEV) to be made out of 2,089 Firefrost Red 75's |
30th January 2019, 23:00 | #2 |
This is my second home
Rover less ! Join Date: Jun 2011
Location: Tarbolton
Posts: 3,442
Thanks: 393
Thanked 888 Times in 542 Posts
|
It’s always best to do a comparison when your renewal comes in as insurance companies just try it on.
My recent renewal for the Merc was 10% up on last year and after a comparison I saved approx £150 There was some talk about insurance companies being taken to task over this, something like the PPi scandal with banks. |
31st January 2019, 04:27 | #3 |
Avid contributor
Rover 75 tourer Join Date: Jan 2008
Location: birmingham
Posts: 168
Thanks: 28
Thanked 1 Time in 1 Post
|
Insurance
The best time to get an insurance quote is 21 days before it’s due I watched a programme with Martin Lewis about it .When I tried it I saved £200 when I did a quote for a few days time the price shot up hope that helps 👍
|
31st January 2019, 05:02 | #4 |
Newbie
MG ZT-T, MG ZS 200 Join Date: Jan 2019
Location: Waterlooville
Posts: 15
Thanks: 1
Thanked 8 Times in 2 Posts
|
It does pay to shop around, set aside the time to do it. I saved £480 last year by switching two cars to SAGA, funny I know but being the other side of 50 did pay!
|
31st January 2019, 05:33 | #5 |
This is my second home
Rover 75 Tourer/ MG ZT-T 400 Join Date: May 2012
Location: Lhanbryde
Posts: 3,278
Thanks: 2,627
Thanked 1,523 Times in 869 Posts
|
I’m with the AA for the Rover and last year there was a substantial increase so went on line and found it cheaper so phoned the AA and informed them I’d found a cheaper quote online. They asked who it was so I told them it was the AA so they matched their own quote
|
31st January 2019, 05:57 | #6 | |
I really should get out more.......
MG ZT 180+ auto Join Date: May 2016
Location: Ilkeston, Derbys
Posts: 2,743
Thanks: 285
Thanked 1,128 Times in 504 Posts
|
Quote:
|
|
31st January 2019, 06:11 | #7 |
This is my second home
Rover 75 Tourer/ MG ZT-T 400 Join Date: May 2012
Location: Lhanbryde
Posts: 3,278
Thanks: 2,627
Thanked 1,523 Times in 869 Posts
|
|
31st January 2019, 06:33 | #8 |
Regular poster
Rover 75 saloon / Rover 75 Tourer / MG ZT-T+ (180) Join Date: Sep 2018
Location: Lincoln
Posts: 85
Thanks: 16
Thanked 11 Times in 5 Posts
|
Club insurance
Does the Rover 75 MG ZT Club itself offer insurance for owners of our cars?
Some clubs offer this? Just wondered. |
31st January 2019, 06:37 | #9 |
I really should get out more.......
MG ZT-T 260 Join Date: Feb 2016
Location: Witney
Posts: 2,504
Thanks: 6
Thanked 910 Times in 571 Posts
|
Its scandalous, there are aprox 38m vehicles on the UK roads and if half of them are paying an extra £10 they are making a lot of money and I suspect it is a lot more than that.
My Uncle was on auto renew with an insurance company, I noticed the paperwork on his kitchen table and asked him why he was paying so much to insure his Metro ( it was in the 90's). He did some enquiring and he reduced his premium on a 1.3 Metro from over £700 to under £200. |
31st January 2019, 06:50 | #10 |
MG ZT Join Date: Jan 2011
Location: Newcastle Upon Tyne
Posts: 20,151
Thanks: 3,565
Thanked 10,837 Times in 5,718 Posts
|
I always shop around now, not because I'm particularly bothered about a small price increase, but more so that loyalty is not rewarded in any way shape or form by insurance companies.
I had a telephone conversation with my current insurer, in which I stipulated that they contacted me at least four weeks in advance of the renewal date with a price, the reason for this is the previous company sent out their renewal a week before the due date giving little or no time to obtain rival quotes. While my situation is slightly unusual in as much as I use a specialist broker, rather than a mainstream insurance company, I can relate totally to the more "normal" customer having issues. My wife when I changed her car from a Connoisseur SE Tourer to a Classic SE saloon, was hit with a charge of over £250 for the change in car, for the remaining three months of cover I rang up to see why there was such a big hike, and not simply an admin charge, their reply was "it's a diesel car, and different to the one she was previously driving, so this represents a greater risk" I asked what the renewal figure was going to be, and was told a figure in excess of £400.......to which I replied I would like to cancel the policy as I've already arranged a full years fully comprehensive cover at less than the price of the increase for 90 days, to which they replied you do realise she will lose the proportion of her NCB for that year.......so what? she has full NCB with over 20 years since any incident, and I asked for her proof of NCB to be posted out. So I insured her with her "new" insurer, which just happens to be exactly the same company she had been with for three years, at less than the previous years premium. It's all a load of cobblers, they just make it up as they go along in the hope that inertia, and a lack of savvy will keep the sheeple paying through the nose. Brian |
|
|